LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,294
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$17,832
−HK$546/mo
Today · 4.125%
HK$18,378
baseline
▲ 0.50% · 4.625%
HK$19,496
+HK$1,118/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$36,756/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,239
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$19,755
−HK$524/mo
Today · 4.125%
HK$20,279
baseline
▲ 0.50% · 4.625%
HK$21,347
+HK$1,068/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$40,558/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,753
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,398
−HK$656/mo
Today · 4.125%
HK$22,054
baseline
▲ 0.50% · 4.625%
HK$23,396
+HK$1,342/mo
Deposit HK$3.03M · loan HK$4.55M · min. income ≈ HK$44,108/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,087
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,706
−HK$628/mo
Today · 4.125%
HK$24,334
baseline
▲ 0.50% · 4.625%
HK$25,617
+HK$1,283/mo
Deposit HK$3.03M · loan HK$4.55M · min. income ≈ HK$48,668/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,211
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,964
−HK$766/mo
Today · 4.125%
HK$25,730
baseline
▲ 0.50% · 4.625%
HK$27,295
+HK$1,565/mo
Deposit HK$2.28M · loan HK$5.31M · min. income ≈ HK$51,460/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,935
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,657
−HK$733/mo
Today · 4.125%
HK$28,390
baseline
▲ 0.50% · 4.625%
HK$29,886
+HK$1,496/mo
Deposit HK$2.28M · loan HK$5.31M · min. income ≈ HK$56,780/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,129
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$32,097
−HK$984/mo
Today · 4.125%
HK$33,081
baseline
▲ 0.50% · 4.625%
HK$35,094
+HK$2,013/mo
Deposit HK$758K · loan HK$6.83M · min. income ≈ HK$66,162/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$227,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,630
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,559
−HK$942/mo
Today · 4.125%
HK$36,501
baseline
▲ 0.50% · 4.625%
HK$38,425
+HK$1,924/mo
Deposit HK$758K · loan HK$6.83M · min. income ≈ HK$73,002/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$227,524 · Scale 2, in force from 26 Feb 2026)