LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,298
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$17,836
−HK$547/mo
Today · 4.125%
HK$18,383
baseline
▲ 0.50% · 4.625%
HK$19,501
+HK$1,118/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$36,766/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,244
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$19,760
−HK$524/mo
Today · 4.125%
HK$20,284
baseline
▲ 0.50% · 4.625%
HK$21,353
+HK$1,069/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$40,568/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,758
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,403
−HK$656/mo
Today · 4.125%
HK$22,059
baseline
▲ 0.50% · 4.625%
HK$23,402
+HK$1,343/mo
Deposit HK$3.03M · loan HK$4.55M · min. income ≈ HK$44,118/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,093
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,712
−HK$628/mo
Today · 4.125%
HK$24,340
baseline
▲ 0.50% · 4.625%
HK$25,623
+HK$1,283/mo
Deposit HK$3.03M · loan HK$4.55M · min. income ≈ HK$48,680/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,217
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,970
−HK$766/mo
Today · 4.125%
HK$25,736
baseline
▲ 0.50% · 4.625%
HK$27,302
+HK$1,566/mo
Deposit HK$2.28M · loan HK$5.31M · min. income ≈ HK$51,472/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,941
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,664
−HK$733/mo
Today · 4.125%
HK$28,397
baseline
▲ 0.50% · 4.625%
HK$29,894
+HK$1,497/mo
Deposit HK$2.28M · loan HK$5.31M · min. income ≈ HK$56,794/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,136
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,105
−HK$984/mo
Today · 4.125%
HK$33,089
baseline
▲ 0.50% · 4.625%
HK$35,102
+HK$2,013/mo
Deposit HK$759K · loan HK$6.83M · min. income ≈ HK$66,178/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$227,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,639
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,568
−HK$942/mo
Today · 4.125%
HK$36,510
baseline
▲ 0.50% · 4.625%
HK$38,435
+HK$1,925/mo
Deposit HK$759K · loan HK$6.83M · min. income ≈ HK$73,020/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$227,580 · Scale 2, in force from 26 Feb 2026)