LTV · monthly repayment
▼ 0.50% · 3.625%
HK$173,002
−HK$10,849/mo
▼ 0.25% · 3.875%
HK$178,383
−HK$5,468/mo
Today · 4.125%
HK$183,851
baseline
▲ 0.50% · 4.625%
HK$195,037
+HK$11,186/mo
Deposit HK$37.93M · loan HK$37.93M · min. income ≈ HK$367,702/mo (50% DSR)
Upfront cash ≈ HK$41.16M (deposit + AVD stamp duty HK$3,224,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,463
−HK$10,398/mo
▼ 0.25% · 3.875%
HK$197,625
−HK$5,236/mo
Today · 4.125%
HK$202,861
baseline
▲ 0.50% · 4.625%
HK$213,554
+HK$10,693/mo
Deposit HK$37.93M · loan HK$37.93M · min. income ≈ HK$405,722/mo (50% DSR)
Upfront cash ≈ HK$41.16M (deposit + AVD stamp duty HK$3,224,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,602
−HK$13,019/mo
▼ 0.25% · 3.875%
HK$214,060
−HK$6,561/mo
Today · 4.125%
HK$220,621
baseline
▲ 0.50% · 4.625%
HK$234,045
+HK$13,424/mo
Deposit HK$30.35M · loan HK$45.52M · min. income ≈ HK$441,242/mo (50% DSR)
Upfront cash ≈ HK$33.57M (deposit + AVD stamp duty HK$3,224,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,955
−HK$12,478/mo
▼ 0.25% · 3.875%
HK$237,149
−HK$6,284/mo
Today · 4.125%
HK$243,433
baseline
▲ 0.50% · 4.625%
HK$256,265
+HK$12,832/mo
Deposit HK$30.35M · loan HK$45.52M · min. income ≈ HK$486,866/mo (50% DSR)
Upfront cash ≈ HK$33.57M (deposit + AVD stamp duty HK$3,224,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,203
−HK$15,188/mo
▼ 0.25% · 3.875%
HK$249,736
−HK$7,655/mo
Today · 4.125%
HK$257,391
baseline
▲ 0.50% · 4.625%
HK$273,052
+HK$15,661/mo
Deposit HK$22.76M · loan HK$53.11M · min. income ≈ HK$514,782/mo (50% DSR)
Upfront cash ≈ HK$25.99M (deposit + AVD stamp duty HK$3,224,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,448
−HK$14,557/mo
▼ 0.25% · 3.875%
HK$276,674
−HK$7,331/mo
Today · 4.125%
HK$284,005
baseline
▲ 0.50% · 4.625%
HK$298,976
+HK$14,971/mo
Deposit HK$22.76M · loan HK$53.11M · min. income ≈ HK$568,010/mo (50% DSR)
Upfront cash ≈ HK$25.99M (deposit + AVD stamp duty HK$3,224,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,403
−HK$19,528/mo
▼ 0.25% · 3.875%
HK$321,090
−HK$9,841/mo
Today · 4.125%
HK$330,931
baseline
▲ 0.50% · 4.625%
HK$351,067
+HK$20,136/mo
Deposit HK$7.59M · loan HK$68.28M · min. income ≈ HK$661,862/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$3,224,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$346,433
−HK$18,717/mo
▼ 0.25% · 3.875%
HK$355,724
−HK$9,426/mo
Today · 4.125%
HK$365,150
baseline
▲ 0.50% · 4.625%
HK$384,397
+HK$19,247/mo
Deposit HK$7.59M · loan HK$68.28M · min. income ≈ HK$730,300/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$3,224,453 · Scale 2, in force from 26 Feb 2026)