LTV · monthly repayment
▼ 0.50% · 3.625%
HK$173,079
−HK$10,854/mo
▼ 0.25% · 3.875%
HK$178,463
−HK$5,470/mo
Today · 4.125%
HK$183,933
baseline
▲ 0.50% · 4.625%
HK$195,124
+HK$11,191/mo
Deposit HK$37.95M · loan HK$37.95M · min. income ≈ HK$367,866/mo (50% DSR)
Upfront cash ≈ HK$41.18M (deposit + AVD stamp duty HK$3,225,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,549
−HK$10,402/mo
▼ 0.25% · 3.875%
HK$197,713
−HK$5,238/mo
Today · 4.125%
HK$202,951
baseline
▲ 0.50% · 4.625%
HK$213,649
+HK$10,698/mo
Deposit HK$37.95M · loan HK$37.95M · min. income ≈ HK$405,902/mo (50% DSR)
Upfront cash ≈ HK$41.18M (deposit + AVD stamp duty HK$3,225,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,695
−HK$13,024/mo
▼ 0.25% · 3.875%
HK$214,155
−HK$6,564/mo
Today · 4.125%
HK$220,719
baseline
▲ 0.50% · 4.625%
HK$234,149
+HK$13,430/mo
Deposit HK$30.36M · loan HK$45.54M · min. income ≈ HK$441,438/mo (50% DSR)
Upfront cash ≈ HK$33.59M (deposit + AVD stamp duty HK$3,225,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,058
−HK$12,484/mo
▼ 0.25% · 3.875%
HK$237,255
−HK$6,287/mo
Today · 4.125%
HK$243,542
baseline
▲ 0.50% · 4.625%
HK$256,379
+HK$12,837/mo
Deposit HK$30.36M · loan HK$45.54M · min. income ≈ HK$487,084/mo (50% DSR)
Upfront cash ≈ HK$33.59M (deposit + AVD stamp duty HK$3,225,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,311
−HK$15,195/mo
▼ 0.25% · 3.875%
HK$249,848
−HK$7,658/mo
Today · 4.125%
HK$257,506
baseline
▲ 0.50% · 4.625%
HK$273,174
+HK$15,668/mo
Deposit HK$22.77M · loan HK$53.13M · min. income ≈ HK$515,012/mo (50% DSR)
Upfront cash ≈ HK$26.00M (deposit + AVD stamp duty HK$3,225,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,568
−HK$14,564/mo
▼ 0.25% · 3.875%
HK$276,798
−HK$7,334/mo
Today · 4.125%
HK$284,132
baseline
▲ 0.50% · 4.625%
HK$299,109
+HK$14,977/mo
Deposit HK$22.77M · loan HK$53.13M · min. income ≈ HK$568,264/mo (50% DSR)
Upfront cash ≈ HK$26.00M (deposit + AVD stamp duty HK$3,225,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,542
−HK$19,537/mo
▼ 0.25% · 3.875%
HK$321,233
−HK$9,846/mo
Today · 4.125%
HK$331,079
baseline
▲ 0.50% · 4.625%
HK$351,224
+HK$20,145/mo
Deposit HK$7.59M · loan HK$68.31M · min. income ≈ HK$662,158/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$3,225,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$346,587
−HK$18,725/mo
▼ 0.25% · 3.875%
HK$355,883
−HK$9,429/mo
Today · 4.125%
HK$365,312
baseline
▲ 0.50% · 4.625%
HK$384,569
+HK$19,257/mo
Deposit HK$7.59M · loan HK$68.31M · min. income ≈ HK$730,624/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$3,225,890 · Scale 2, in force from 26 Feb 2026)