LTV · monthly repayment
▼ 0.50% · 3.625%
HK$173,132
−HK$10,857/mo
▼ 0.25% · 3.875%
HK$178,518
−HK$5,471/mo
Today · 4.125%
HK$183,989
baseline
▲ 0.50% · 4.625%
HK$195,184
+HK$11,195/mo
Deposit HK$37.96M · loan HK$37.96M · min. income ≈ HK$367,978/mo (50% DSR)
Upfront cash ≈ HK$41.19M (deposit + AVD stamp duty HK$3,226,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,608
−HK$10,406/mo
▼ 0.25% · 3.875%
HK$197,773
−HK$5,241/mo
Today · 4.125%
HK$203,014
baseline
▲ 0.50% · 4.625%
HK$213,715
+HK$10,701/mo
Deposit HK$37.96M · loan HK$37.96M · min. income ≈ HK$406,028/mo (50% DSR)
Upfront cash ≈ HK$41.19M (deposit + AVD stamp duty HK$3,226,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,759
−HK$13,028/mo
▼ 0.25% · 3.875%
HK$214,221
−HK$6,566/mo
Today · 4.125%
HK$220,787
baseline
▲ 0.50% · 4.625%
HK$234,221
+HK$13,434/mo
Deposit HK$30.37M · loan HK$45.56M · min. income ≈ HK$441,574/mo (50% DSR)
Upfront cash ≈ HK$33.60M (deposit + AVD stamp duty HK$3,226,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,129
−HK$12,487/mo
▼ 0.25% · 3.875%
HK$237,328
−HK$6,288/mo
Today · 4.125%
HK$243,616
baseline
▲ 0.50% · 4.625%
HK$256,458
+HK$12,842/mo
Deposit HK$30.37M · loan HK$45.56M · min. income ≈ HK$487,232/mo (50% DSR)
Upfront cash ≈ HK$33.60M (deposit + AVD stamp duty HK$3,226,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,385
−HK$15,200/mo
▼ 0.25% · 3.875%
HK$249,925
−HK$7,660/mo
Today · 4.125%
HK$257,585
baseline
▲ 0.50% · 4.625%
HK$273,258
+HK$15,673/mo
Deposit HK$22.78M · loan HK$53.15M · min. income ≈ HK$515,170/mo (50% DSR)
Upfront cash ≈ HK$26.00M (deposit + AVD stamp duty HK$3,226,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,651
−HK$14,568/mo
▼ 0.25% · 3.875%
HK$276,883
−HK$7,336/mo
Today · 4.125%
HK$284,219
baseline
▲ 0.50% · 4.625%
HK$299,201
+HK$14,982/mo
Deposit HK$22.78M · loan HK$53.15M · min. income ≈ HK$568,438/mo (50% DSR)
Upfront cash ≈ HK$26.00M (deposit + AVD stamp duty HK$3,226,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,638
−HK$19,542/mo
▼ 0.25% · 3.875%
HK$321,332
−HK$9,848/mo
Today · 4.125%
HK$331,180
baseline
▲ 0.50% · 4.625%
HK$351,332
+HK$20,152/mo
Deposit HK$7.59M · loan HK$68.33M · min. income ≈ HK$662,360/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$3,226,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$346,694
−HK$18,731/mo
▼ 0.25% · 3.875%
HK$355,992
−HK$9,433/mo
Today · 4.125%
HK$365,425
baseline
▲ 0.50% · 4.625%
HK$384,687
+HK$19,262/mo
Deposit HK$7.59M · loan HK$68.33M · min. income ≈ HK$730,850/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$3,226,881 · Scale 2, in force from 26 Feb 2026)