LTV · monthly repayment
▼ 0.50% · 3.625%
HK$173,157
−HK$10,859/mo
▼ 0.25% · 3.875%
HK$178,543
−HK$5,473/mo
Today · 4.125%
HK$184,016
baseline
▲ 0.50% · 4.625%
HK$195,213
+HK$11,197/mo
Deposit HK$37.97M · loan HK$37.97M · min. income ≈ HK$368,032/mo (50% DSR)
Upfront cash ≈ HK$41.20M (deposit + AVD stamp duty HK$3,227,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,636
−HK$10,407/mo
▼ 0.25% · 3.875%
HK$197,802
−HK$5,241/mo
Today · 4.125%
HK$203,043
baseline
▲ 0.50% · 4.625%
HK$213,746
+HK$10,703/mo
Deposit HK$37.97M · loan HK$37.97M · min. income ≈ HK$406,086/mo (50% DSR)
Upfront cash ≈ HK$41.20M (deposit + AVD stamp duty HK$3,227,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,789
−HK$13,030/mo
▼ 0.25% · 3.875%
HK$214,252
−HK$6,567/mo
Today · 4.125%
HK$220,819
baseline
▲ 0.50% · 4.625%
HK$234,255
+HK$13,436/mo
Deposit HK$30.38M · loan HK$45.56M · min. income ≈ HK$441,638/mo (50% DSR)
Upfront cash ≈ HK$33.60M (deposit + AVD stamp duty HK$3,227,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,163
−HK$12,489/mo
▼ 0.25% · 3.875%
HK$237,363
−HK$6,289/mo
Today · 4.125%
HK$243,652
baseline
▲ 0.50% · 4.625%
HK$256,495
+HK$12,843/mo
Deposit HK$30.38M · loan HK$45.56M · min. income ≈ HK$487,304/mo (50% DSR)
Upfront cash ≈ HK$33.60M (deposit + AVD stamp duty HK$3,227,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,420
−HK$15,202/mo
▼ 0.25% · 3.875%
HK$249,961
−HK$7,661/mo
Today · 4.125%
HK$257,622
baseline
▲ 0.50% · 4.625%
HK$273,298
+HK$15,676/mo
Deposit HK$22.78M · loan HK$53.16M · min. income ≈ HK$515,244/mo (50% DSR)
Upfront cash ≈ HK$26.01M (deposit + AVD stamp duty HK$3,227,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,690
−HK$14,571/mo
▼ 0.25% · 3.875%
HK$276,923
−HK$7,338/mo
Today · 4.125%
HK$284,261
baseline
▲ 0.50% · 4.625%
HK$299,244
+HK$14,983/mo
Deposit HK$22.78M · loan HK$53.16M · min. income ≈ HK$568,522/mo (50% DSR)
Upfront cash ≈ HK$26.01M (deposit + AVD stamp duty HK$3,227,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,683
−HK$19,545/mo
▼ 0.25% · 3.875%
HK$321,378
−HK$9,850/mo
Today · 4.125%
HK$331,228
baseline
▲ 0.50% · 4.625%
HK$351,383
+HK$20,155/mo
Deposit HK$7.59M · loan HK$68.34M · min. income ≈ HK$662,456/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$3,227,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$346,744
−HK$18,734/mo
▼ 0.25% · 3.875%
HK$356,044
−HK$9,434/mo
Today · 4.125%
HK$365,478
baseline
▲ 0.50% · 4.625%
HK$384,743
+HK$19,265/mo
Deposit HK$7.59M · loan HK$68.34M · min. income ≈ HK$730,956/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$3,227,350 · Scale 2, in force from 26 Feb 2026)