LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,322
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,861
−HK$547/mo
Today · 4.125%
HK$18,408
baseline
▲ 0.50% · 4.625%
HK$19,529
+HK$1,121/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$36,816/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$227,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,271
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$19,788
−HK$524/mo
Today · 4.125%
HK$20,312
baseline
▲ 0.50% · 4.625%
HK$21,383
+HK$1,071/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$40,624/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$227,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,787
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,433
−HK$657/mo
Today · 4.125%
HK$22,090
baseline
▲ 0.50% · 4.625%
HK$23,434
+HK$1,344/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$44,180/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$227,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,125
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,745
−HK$629/mo
Today · 4.125%
HK$24,374
baseline
▲ 0.50% · 4.625%
HK$25,659
+HK$1,285/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$48,748/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$227,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,251
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,005
−HK$767/mo
Today · 4.125%
HK$25,772
baseline
▲ 0.50% · 4.625%
HK$27,340
+HK$1,568/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$51,544/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$227,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,979
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,703
−HK$734/mo
Today · 4.125%
HK$28,437
baseline
▲ 0.50% · 4.625%
HK$29,936
+HK$1,499/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$56,874/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$227,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,180
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,150
−HK$985/mo
Today · 4.125%
HK$33,135
baseline
▲ 0.50% · 4.625%
HK$35,151
+HK$2,016/mo
Deposit HK$760K · loan HK$6.84M · min. income ≈ HK$66,270/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$227,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,687
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,618
−HK$943/mo
Today · 4.125%
HK$36,561
baseline
▲ 0.50% · 4.625%
HK$38,489
+HK$1,928/mo
Deposit HK$760K · loan HK$6.84M · min. income ≈ HK$73,122/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$227,899 · Scale 2, in force from 26 Feb 2026)