LTV · monthly repayment
▼ 0.50% · 3.625%
HK$173,233
−HK$10,863/mo
▼ 0.25% · 3.875%
HK$178,622
−HK$5,474/mo
Today · 4.125%
HK$184,096
baseline
▲ 0.50% · 4.625%
HK$195,298
+HK$11,202/mo
Deposit HK$37.99M · loan HK$37.99M · min. income ≈ HK$368,192/mo (50% DSR)
Upfront cash ≈ HK$41.21M (deposit + AVD stamp duty HK$3,228,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,720
−HK$10,412/mo
▼ 0.25% · 3.875%
HK$197,889
−HK$5,243/mo
Today · 4.125%
HK$203,132
baseline
▲ 0.50% · 4.625%
HK$213,840
+HK$10,708/mo
Deposit HK$37.99M · loan HK$37.99M · min. income ≈ HK$406,264/mo (50% DSR)
Upfront cash ≈ HK$41.21M (deposit + AVD stamp duty HK$3,228,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,880
−HK$13,036/mo
▼ 0.25% · 3.875%
HK$214,346
−HK$6,570/mo
Today · 4.125%
HK$220,916
baseline
▲ 0.50% · 4.625%
HK$234,358
+HK$13,442/mo
Deposit HK$30.39M · loan HK$45.58M · min. income ≈ HK$441,832/mo (50% DSR)
Upfront cash ≈ HK$33.62M (deposit + AVD stamp duty HK$3,228,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,264
−HK$12,495/mo
▼ 0.25% · 3.875%
HK$237,467
−HK$6,292/mo
Today · 4.125%
HK$243,759
baseline
▲ 0.50% · 4.625%
HK$256,608
+HK$12,849/mo
Deposit HK$30.39M · loan HK$45.58M · min. income ≈ HK$487,518/mo (50% DSR)
Upfront cash ≈ HK$33.62M (deposit + AVD stamp duty HK$3,228,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,527
−HK$15,208/mo
▼ 0.25% · 3.875%
HK$250,070
−HK$7,665/mo
Today · 4.125%
HK$257,735
baseline
▲ 0.50% · 4.625%
HK$273,418
+HK$15,683/mo
Deposit HK$22.79M · loan HK$53.18M · min. income ≈ HK$515,470/mo (50% DSR)
Upfront cash ≈ HK$26.02M (deposit + AVD stamp duty HK$3,228,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,808
−HK$14,577/mo
▼ 0.25% · 3.875%
HK$277,044
−HK$7,341/mo
Today · 4.125%
HK$284,385
baseline
▲ 0.50% · 4.625%
HK$299,376
+HK$14,991/mo
Deposit HK$22.79M · loan HK$53.18M · min. income ≈ HK$568,770/mo (50% DSR)
Upfront cash ≈ HK$26.02M (deposit + AVD stamp duty HK$3,228,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,820
−HK$19,554/mo
▼ 0.25% · 3.875%
HK$321,519
−HK$9,855/mo
Today · 4.125%
HK$331,374
baseline
▲ 0.50% · 4.625%
HK$351,537
+HK$20,163/mo
Deposit HK$7.60M · loan HK$68.37M · min. income ≈ HK$662,748/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$3,228,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$346,896
−HK$18,742/mo
▼ 0.25% · 3.875%
HK$356,200
−HK$9,438/mo
Today · 4.125%
HK$365,638
baseline
▲ 0.50% · 4.625%
HK$384,911
+HK$19,273/mo
Deposit HK$7.60M · loan HK$68.37M · min. income ≈ HK$731,276/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$3,228,765 · Scale 2, in force from 26 Feb 2026)