LTV · monthly repayment
▼ 0.50% · 3.625%
HK$173,364
−HK$10,871/mo
▼ 0.25% · 3.875%
HK$178,756
−HK$5,479/mo
Today · 4.125%
HK$184,235
baseline
▲ 0.50% · 4.625%
HK$195,445
+HK$11,210/mo
Deposit HK$38.01M · loan HK$38.01M · min. income ≈ HK$368,470/mo (50% DSR)
Upfront cash ≈ HK$41.25M (deposit + AVD stamp duty HK$3,231,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,865
−HK$10,420/mo
▼ 0.25% · 3.875%
HK$198,038
−HK$5,247/mo
Today · 4.125%
HK$203,285
baseline
▲ 0.50% · 4.625%
HK$214,001
+HK$10,716/mo
Deposit HK$38.01M · loan HK$38.01M · min. income ≈ HK$406,570/mo (50% DSR)
Upfront cash ≈ HK$41.25M (deposit + AVD stamp duty HK$3,231,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,036
−HK$13,046/mo
▼ 0.25% · 3.875%
HK$214,507
−HK$6,575/mo
Today · 4.125%
HK$221,082
baseline
▲ 0.50% · 4.625%
HK$234,534
+HK$13,452/mo
Deposit HK$30.41M · loan HK$45.62M · min. income ≈ HK$442,164/mo (50% DSR)
Upfront cash ≈ HK$33.64M (deposit + AVD stamp duty HK$3,231,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,438
−HK$12,504/mo
▼ 0.25% · 3.875%
HK$237,645
−HK$6,297/mo
Today · 4.125%
HK$243,942
baseline
▲ 0.50% · 4.625%
HK$256,801
+HK$12,859/mo
Deposit HK$30.41M · loan HK$45.62M · min. income ≈ HK$487,884/mo (50% DSR)
Upfront cash ≈ HK$33.64M (deposit + AVD stamp duty HK$3,231,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,709
−HK$15,220/mo
▼ 0.25% · 3.875%
HK$250,259
−HK$7,670/mo
Today · 4.125%
HK$257,929
baseline
▲ 0.50% · 4.625%
HK$273,623
+HK$15,694/mo
Deposit HK$22.81M · loan HK$53.22M · min. income ≈ HK$515,858/mo (50% DSR)
Upfront cash ≈ HK$26.04M (deposit + AVD stamp duty HK$3,231,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,011
−HK$14,588/mo
▼ 0.25% · 3.875%
HK$277,253
−HK$7,346/mo
Today · 4.125%
HK$284,599
baseline
▲ 0.50% · 4.625%
HK$299,601
+HK$15,002/mo
Deposit HK$22.81M · loan HK$53.22M · min. income ≈ HK$569,198/mo (50% DSR)
Upfront cash ≈ HK$26.04M (deposit + AVD stamp duty HK$3,231,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,055
−HK$19,568/mo
▼ 0.25% · 3.875%
HK$321,761
−HK$9,862/mo
Today · 4.125%
HK$331,623
baseline
▲ 0.50% · 4.625%
HK$351,802
+HK$20,179/mo
Deposit HK$7.60M · loan HK$68.43M · min. income ≈ HK$663,246/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$3,231,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,158
−HK$18,755/mo
▼ 0.25% · 3.875%
HK$356,468
−HK$9,445/mo
Today · 4.125%
HK$365,913
baseline
▲ 0.50% · 4.625%
HK$385,201
+HK$19,288/mo
Deposit HK$7.60M · loan HK$68.43M · min. income ≈ HK$731,826/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$3,231,196 · Scale 2, in force from 26 Feb 2026)