LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,340
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$17,879
−HK$548/mo
Today · 4.125%
HK$18,427
baseline
▲ 0.50% · 4.625%
HK$19,548
+HK$1,121/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$36,854/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,290
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,808
−HK$524/mo
Today · 4.125%
HK$20,332
baseline
▲ 0.50% · 4.625%
HK$21,404
+HK$1,072/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$40,664/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,808
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,455
−HK$657/mo
Today · 4.125%
HK$22,112
baseline
▲ 0.50% · 4.625%
HK$23,458
+HK$1,346/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$44,224/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,148
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,769
−HK$630/mo
Today · 4.125%
HK$24,399
baseline
▲ 0.50% · 4.625%
HK$25,685
+HK$1,286/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$48,798/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,276
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,031
−HK$767/mo
Today · 4.125%
HK$25,798
baseline
▲ 0.50% · 4.625%
HK$27,368
+HK$1,570/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$51,596/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,006
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,731
−HK$734/mo
Today · 4.125%
HK$28,465
baseline
▲ 0.50% · 4.625%
HK$29,966
+HK$1,501/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$56,930/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,212
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,182
−HK$987/mo
Today · 4.125%
HK$33,169
baseline
▲ 0.50% · 4.625%
HK$35,187
+HK$2,018/mo
Deposit HK$760K · loan HK$6.84M · min. income ≈ HK$66,338/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,722
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,654
−HK$944/mo
Today · 4.125%
HK$36,598
baseline
▲ 0.50% · 4.625%
HK$38,528
+HK$1,930/mo
Deposit HK$760K · loan HK$6.84M · min. income ≈ HK$73,196/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,129 · Scale 2, in force from 26 Feb 2026)