LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,341
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,881
−HK$548/mo
Today · 4.125%
HK$18,429
baseline
▲ 0.50% · 4.625%
HK$19,550
+HK$1,121/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$36,858/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,292
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,809
−HK$525/mo
Today · 4.125%
HK$20,334
baseline
▲ 0.50% · 4.625%
HK$21,406
+HK$1,072/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$40,668/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,809
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,457
−HK$657/mo
Today · 4.125%
HK$22,114
baseline
▲ 0.50% · 4.625%
HK$23,460
+HK$1,346/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$44,228/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,150
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,771
−HK$630/mo
Today · 4.125%
HK$24,401
baseline
▲ 0.50% · 4.625%
HK$25,687
+HK$1,286/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$48,802/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,278
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,033
−HK$767/mo
Today · 4.125%
HK$25,800
baseline
▲ 0.50% · 4.625%
HK$27,370
+HK$1,570/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$51,600/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,009
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,733
−HK$735/mo
Today · 4.125%
HK$28,468
baseline
▲ 0.50% · 4.625%
HK$29,968
+HK$1,500/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$56,936/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,214
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,185
−HK$986/mo
Today · 4.125%
HK$33,171
baseline
▲ 0.50% · 4.625%
HK$35,190
+HK$2,019/mo
Deposit HK$760K · loan HK$6.84M · min. income ≈ HK$66,342/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,725
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,657
−HK$944/mo
Today · 4.125%
HK$36,601
baseline
▲ 0.50% · 4.625%
HK$38,531
+HK$1,930/mo
Deposit HK$760K · loan HK$6.84M · min. income ≈ HK$73,202/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,147 · Scale 2, in force from 26 Feb 2026)