LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,344
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,883
−HK$549/mo
Today · 4.125%
HK$18,432
baseline
▲ 0.50% · 4.625%
HK$19,553
+HK$1,121/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$36,864/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,295
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,812
−HK$525/mo
Today · 4.125%
HK$20,337
baseline
▲ 0.50% · 4.625%
HK$21,409
+HK$1,072/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$40,674/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,813
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,460
−HK$658/mo
Today · 4.125%
HK$22,118
baseline
▲ 0.50% · 4.625%
HK$23,464
+HK$1,346/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$44,236/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,154
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,775
−HK$630/mo
Today · 4.125%
HK$24,405
baseline
▲ 0.50% · 4.625%
HK$25,691
+HK$1,286/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$48,810/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,282
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,037
−HK$767/mo
Today · 4.125%
HK$25,804
baseline
▲ 0.50% · 4.625%
HK$27,374
+HK$1,570/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$51,608/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,013
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,737
−HK$735/mo
Today · 4.125%
HK$28,472
baseline
▲ 0.50% · 4.625%
HK$29,973
+HK$1,501/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$56,944/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,219
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,190
−HK$987/mo
Today · 4.125%
HK$33,177
baseline
▲ 0.50% · 4.625%
HK$35,196
+HK$2,019/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$66,354/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,731
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,662
−HK$945/mo
Today · 4.125%
HK$36,607
baseline
▲ 0.50% · 4.625%
HK$38,537
+HK$1,930/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$73,214/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,185 · Scale 2, in force from 26 Feb 2026)