LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,346
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,886
−HK$548/mo
Today · 4.125%
HK$18,434
baseline
▲ 0.50% · 4.625%
HK$19,555
+HK$1,121/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$36,868/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,297
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$19,815
−HK$525/mo
Today · 4.125%
HK$20,340
baseline
▲ 0.50% · 4.625%
HK$21,412
+HK$1,072/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$40,680/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,815
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,463
−HK$657/mo
Today · 4.125%
HK$22,120
baseline
▲ 0.50% · 4.625%
HK$23,466
+HK$1,346/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$44,240/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,157
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,778
−HK$630/mo
Today · 4.125%
HK$24,408
baseline
▲ 0.50% · 4.625%
HK$25,694
+HK$1,286/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$48,816/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,284
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,040
−HK$767/mo
Today · 4.125%
HK$25,807
baseline
▲ 0.50% · 4.625%
HK$27,378
+HK$1,571/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$51,614/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,016
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,741
−HK$735/mo
Today · 4.125%
HK$28,476
baseline
▲ 0.50% · 4.625%
HK$29,977
+HK$1,501/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$56,952/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,223
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,194
−HK$987/mo
Today · 4.125%
HK$33,181
baseline
▲ 0.50% · 4.625%
HK$35,200
+HK$2,019/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$66,362/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,735
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,667
−HK$945/mo
Today · 4.125%
HK$36,612
baseline
▲ 0.50% · 4.625%
HK$38,542
+HK$1,930/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$73,224/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,212 · Scale 2, in force from 26 Feb 2026)