LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,350
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$17,889
−HK$548/mo
Today · 4.125%
HK$18,437
baseline
▲ 0.50% · 4.625%
HK$19,559
+HK$1,122/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$36,874/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,301
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$19,819
−HK$525/mo
Today · 4.125%
HK$20,344
baseline
▲ 0.50% · 4.625%
HK$21,416
+HK$1,072/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$40,688/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,819
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,467
−HK$658/mo
Today · 4.125%
HK$22,125
baseline
▲ 0.50% · 4.625%
HK$23,471
+HK$1,346/mo
Deposit HK$3.04M · loan HK$4.57M · min. income ≈ HK$44,250/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,161
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,783
−HK$630/mo
Today · 4.125%
HK$24,413
baseline
▲ 0.50% · 4.625%
HK$25,700
+HK$1,287/mo
Deposit HK$3.04M · loan HK$4.57M · min. income ≈ HK$48,826/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,289
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,045
−HK$767/mo
Today · 4.125%
HK$25,812
baseline
▲ 0.50% · 4.625%
HK$27,383
+HK$1,571/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$51,624/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,022
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,746
−HK$735/mo
Today · 4.125%
HK$28,481
baseline
▲ 0.50% · 4.625%
HK$29,983
+HK$1,502/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$56,962/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,229
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,201
−HK$986/mo
Today · 4.125%
HK$33,187
baseline
▲ 0.50% · 4.625%
HK$35,207
+HK$2,020/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$66,374/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,742
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,674
−HK$945/mo
Today · 4.125%
HK$36,619
baseline
▲ 0.50% · 4.625%
HK$38,549
+HK$1,930/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$73,238/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,258 · Scale 2, in force from 26 Feb 2026)