LTV · monthly repayment
▼ 0.50% · 3.625%
HK$173,516
−HK$10,881/mo
▼ 0.25% · 3.875%
HK$178,913
−HK$5,484/mo
Today · 4.125%
HK$184,397
baseline
▲ 0.50% · 4.625%
HK$195,617
+HK$11,220/mo
Deposit HK$38.05M · loan HK$38.05M · min. income ≈ HK$368,794/mo (50% DSR)
Upfront cash ≈ HK$41.28M (deposit + AVD stamp duty HK$3,234,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,035
−HK$10,429/mo
▼ 0.25% · 3.875%
HK$198,212
−HK$5,252/mo
Today · 4.125%
HK$203,464
baseline
▲ 0.50% · 4.625%
HK$214,189
+HK$10,725/mo
Deposit HK$38.05M · loan HK$38.05M · min. income ≈ HK$406,928/mo (50% DSR)
Upfront cash ≈ HK$41.28M (deposit + AVD stamp duty HK$3,234,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,219
−HK$13,057/mo
▼ 0.25% · 3.875%
HK$214,696
−HK$6,580/mo
Today · 4.125%
HK$221,276
baseline
▲ 0.50% · 4.625%
HK$234,740
+HK$13,464/mo
Deposit HK$30.44M · loan HK$45.66M · min. income ≈ HK$442,552/mo (50% DSR)
Upfront cash ≈ HK$33.67M (deposit + AVD stamp duty HK$3,234,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,642
−HK$12,514/mo
▼ 0.25% · 3.875%
HK$237,854
−HK$6,302/mo
Today · 4.125%
HK$244,156
baseline
▲ 0.50% · 4.625%
HK$257,026
+HK$12,870/mo
Deposit HK$30.44M · loan HK$45.66M · min. income ≈ HK$488,312/mo (50% DSR)
Upfront cash ≈ HK$33.67M (deposit + AVD stamp duty HK$3,234,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,922
−HK$15,234/mo
▼ 0.25% · 3.875%
HK$250,478
−HK$7,678/mo
Today · 4.125%
HK$258,156
baseline
▲ 0.50% · 4.625%
HK$273,864
+HK$15,708/mo
Deposit HK$22.83M · loan HK$53.27M · min. income ≈ HK$516,312/mo (50% DSR)
Upfront cash ≈ HK$26.06M (deposit + AVD stamp duty HK$3,234,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,248
−HK$14,601/mo
▼ 0.25% · 3.875%
HK$277,496
−HK$7,353/mo
Today · 4.125%
HK$284,849
baseline
▲ 0.50% · 4.625%
HK$299,864
+HK$15,015/mo
Deposit HK$22.83M · loan HK$53.27M · min. income ≈ HK$569,698/mo (50% DSR)
Upfront cash ≈ HK$26.06M (deposit + AVD stamp duty HK$3,234,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,328
−HK$19,586/mo
▼ 0.25% · 3.875%
HK$322,044
−HK$9,870/mo
Today · 4.125%
HK$331,914
baseline
▲ 0.50% · 4.625%
HK$352,110
+HK$20,196/mo
Deposit HK$7.61M · loan HK$68.49M · min. income ≈ HK$663,828/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$3,234,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,462
−HK$18,773/mo
▼ 0.25% · 3.875%
HK$356,781
−HK$9,454/mo
Today · 4.125%
HK$366,235
baseline
▲ 0.50% · 4.625%
HK$385,539
+HK$19,304/mo
Deposit HK$7.61M · loan HK$68.49M · min. income ≈ HK$732,470/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$3,234,032 · Scale 2, in force from 26 Feb 2026)