LTV · monthly repayment
▼ 0.50% · 3.625%
HK$173,522
−HK$10,881/mo
▼ 0.25% · 3.875%
HK$178,919
−HK$5,484/mo
Today · 4.125%
HK$184,403
baseline
▲ 0.50% · 4.625%
HK$195,623
+HK$11,220/mo
Deposit HK$38.05M · loan HK$38.05M · min. income ≈ HK$368,806/mo (50% DSR)
Upfront cash ≈ HK$41.28M (deposit + AVD stamp duty HK$3,234,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,041
−HK$10,429/mo
▼ 0.25% · 3.875%
HK$198,218
−HK$5,252/mo
Today · 4.125%
HK$203,470
baseline
▲ 0.50% · 4.625%
HK$214,196
+HK$10,726/mo
Deposit HK$38.05M · loan HK$38.05M · min. income ≈ HK$406,940/mo (50% DSR)
Upfront cash ≈ HK$41.28M (deposit + AVD stamp duty HK$3,234,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,226
−HK$13,058/mo
▼ 0.25% · 3.875%
HK$214,703
−HK$6,581/mo
Today · 4.125%
HK$221,284
baseline
▲ 0.50% · 4.625%
HK$234,748
+HK$13,464/mo
Deposit HK$30.44M · loan HK$45.66M · min. income ≈ HK$442,568/mo (50% DSR)
Upfront cash ≈ HK$33.67M (deposit + AVD stamp duty HK$3,234,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,649
−HK$12,516/mo
▼ 0.25% · 3.875%
HK$237,862
−HK$6,303/mo
Today · 4.125%
HK$244,165
baseline
▲ 0.50% · 4.625%
HK$257,035
+HK$12,870/mo
Deposit HK$30.44M · loan HK$45.66M · min. income ≈ HK$488,330/mo (50% DSR)
Upfront cash ≈ HK$33.67M (deposit + AVD stamp duty HK$3,234,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,930
−HK$15,234/mo
▼ 0.25% · 3.875%
HK$250,487
−HK$7,677/mo
Today · 4.125%
HK$258,164
baseline
▲ 0.50% · 4.625%
HK$273,873
+HK$15,709/mo
Deposit HK$22.83M · loan HK$53.27M · min. income ≈ HK$516,328/mo (50% DSR)
Upfront cash ≈ HK$26.06M (deposit + AVD stamp duty HK$3,234,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,257
−HK$14,602/mo
▼ 0.25% · 3.875%
HK$277,506
−HK$7,353/mo
Today · 4.125%
HK$284,859
baseline
▲ 0.50% · 4.625%
HK$299,874
+HK$15,015/mo
Deposit HK$22.83M · loan HK$53.27M · min. income ≈ HK$569,718/mo (50% DSR)
Upfront cash ≈ HK$26.06M (deposit + AVD stamp duty HK$3,234,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,339
−HK$19,586/mo
▼ 0.25% · 3.875%
HK$322,054
−HK$9,871/mo
Today · 4.125%
HK$331,925
baseline
▲ 0.50% · 4.625%
HK$352,122
+HK$20,197/mo
Deposit HK$7.61M · loan HK$68.49M · min. income ≈ HK$663,850/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$3,234,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,474
−HK$18,773/mo
▼ 0.25% · 3.875%
HK$356,793
−HK$9,454/mo
Today · 4.125%
HK$366,247
baseline
▲ 0.50% · 4.625%
HK$385,552
+HK$19,305/mo
Deposit HK$7.61M · loan HK$68.49M · min. income ≈ HK$732,494/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$3,234,141 · Scale 2, in force from 26 Feb 2026)