LTV · monthly repayment
▼ 0.50% · 3.625%
HK$173,524
−HK$10,881/mo
▼ 0.25% · 3.875%
HK$178,921
−HK$5,484/mo
Today · 4.125%
HK$184,405
baseline
▲ 0.50% · 4.625%
HK$195,626
+HK$11,221/mo
Deposit HK$38.05M · loan HK$38.05M · min. income ≈ HK$368,810/mo (50% DSR)
Upfront cash ≈ HK$41.28M (deposit + AVD stamp duty HK$3,234,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,043
−HK$10,430/mo
▼ 0.25% · 3.875%
HK$198,221
−HK$5,252/mo
Today · 4.125%
HK$203,473
baseline
▲ 0.50% · 4.625%
HK$214,198
+HK$10,725/mo
Deposit HK$38.05M · loan HK$38.05M · min. income ≈ HK$406,946/mo (50% DSR)
Upfront cash ≈ HK$41.28M (deposit + AVD stamp duty HK$3,234,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,228
−HK$13,058/mo
▼ 0.25% · 3.875%
HK$214,705
−HK$6,581/mo
Today · 4.125%
HK$221,286
baseline
▲ 0.50% · 4.625%
HK$234,751
+HK$13,465/mo
Deposit HK$30.44M · loan HK$45.66M · min. income ≈ HK$442,572/mo (50% DSR)
Upfront cash ≈ HK$33.67M (deposit + AVD stamp duty HK$3,234,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,652
−HK$12,515/mo
▼ 0.25% · 3.875%
HK$237,865
−HK$6,302/mo
Today · 4.125%
HK$244,167
baseline
▲ 0.50% · 4.625%
HK$257,038
+HK$12,871/mo
Deposit HK$30.44M · loan HK$45.66M · min. income ≈ HK$488,334/mo (50% DSR)
Upfront cash ≈ HK$33.67M (deposit + AVD stamp duty HK$3,234,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,933
−HK$15,234/mo
▼ 0.25% · 3.875%
HK$250,490
−HK$7,677/mo
Today · 4.125%
HK$258,167
baseline
▲ 0.50% · 4.625%
HK$273,876
+HK$15,709/mo
Deposit HK$22.83M · loan HK$53.27M · min. income ≈ HK$516,334/mo (50% DSR)
Upfront cash ≈ HK$26.06M (deposit + AVD stamp duty HK$3,234,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,261
−HK$14,601/mo
▼ 0.25% · 3.875%
HK$277,509
−HK$7,353/mo
Today · 4.125%
HK$284,862
baseline
▲ 0.50% · 4.625%
HK$299,877
+HK$15,015/mo
Deposit HK$22.83M · loan HK$53.27M · min. income ≈ HK$569,724/mo (50% DSR)
Upfront cash ≈ HK$26.06M (deposit + AVD stamp duty HK$3,234,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,342
−HK$19,587/mo
▼ 0.25% · 3.875%
HK$322,058
−HK$9,871/mo
Today · 4.125%
HK$331,929
baseline
▲ 0.50% · 4.625%
HK$352,126
+HK$20,197/mo
Deposit HK$7.61M · loan HK$68.49M · min. income ≈ HK$663,858/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$3,234,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,478
−HK$18,773/mo
▼ 0.25% · 3.875%
HK$356,797
−HK$9,454/mo
Today · 4.125%
HK$366,251
baseline
▲ 0.50% · 4.625%
HK$385,557
+HK$19,306/mo
Deposit HK$7.61M · loan HK$68.49M · min. income ≈ HK$732,502/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$3,234,177 · Scale 2, in force from 26 Feb 2026)