LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,354
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,893
−HK$549/mo
Today · 4.125%
HK$18,442
baseline
▲ 0.50% · 4.625%
HK$19,564
+HK$1,122/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,884/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,306
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$19,823
−HK$526/mo
Today · 4.125%
HK$20,349
baseline
▲ 0.50% · 4.625%
HK$21,421
+HK$1,072/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,698/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,824
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,472
−HK$658/mo
Today · 4.125%
HK$22,130
baseline
▲ 0.50% · 4.625%
HK$23,477
+HK$1,347/mo
Deposit HK$3.04M · loan HK$4.57M · min. income ≈ HK$44,260/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,167
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,788
−HK$630/mo
Today · 4.125%
HK$24,418
baseline
▲ 0.50% · 4.625%
HK$25,706
+HK$1,288/mo
Deposit HK$3.04M · loan HK$4.57M · min. income ≈ HK$48,836/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,295
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,051
−HK$768/mo
Today · 4.125%
HK$25,819
baseline
▲ 0.50% · 4.625%
HK$27,390
+HK$1,571/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$51,638/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,028
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,753
−HK$735/mo
Today · 4.125%
HK$28,488
baseline
▲ 0.50% · 4.625%
HK$29,990
+HK$1,502/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$56,976/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,236
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,208
−HK$987/mo
Today · 4.125%
HK$33,195
baseline
▲ 0.50% · 4.625%
HK$35,215
+HK$2,020/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$66,390/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,750
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,682
−HK$946/mo
Today · 4.125%
HK$36,628
baseline
▲ 0.50% · 4.625%
HK$38,558
+HK$1,930/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$73,256/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,311 · Scale 2, in force from 26 Feb 2026)