LTV · monthly repayment
▼ 0.50% · 3.625%
HK$173,560
−HK$10,884/mo
▼ 0.25% · 3.875%
HK$178,959
−HK$5,485/mo
Today · 4.125%
HK$184,444
baseline
▲ 0.50% · 4.625%
HK$195,667
+HK$11,223/mo
Deposit HK$38.06M · loan HK$38.06M · min. income ≈ HK$368,888/mo (50% DSR)
Upfront cash ≈ HK$41.29M (deposit + AVD stamp duty HK$3,234,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,084
−HK$10,431/mo
▼ 0.25% · 3.875%
HK$198,262
−HK$5,253/mo
Today · 4.125%
HK$203,515
baseline
▲ 0.50% · 4.625%
HK$214,243
+HK$10,728/mo
Deposit HK$38.06M · loan HK$38.06M · min. income ≈ HK$407,030/mo (50% DSR)
Upfront cash ≈ HK$41.29M (deposit + AVD stamp duty HK$3,234,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,272
−HK$13,060/mo
▼ 0.25% · 3.875%
HK$214,750
−HK$6,582/mo
Today · 4.125%
HK$221,332
baseline
▲ 0.50% · 4.625%
HK$234,800
+HK$13,468/mo
Deposit HK$30.45M · loan HK$45.67M · min. income ≈ HK$442,664/mo (50% DSR)
Upfront cash ≈ HK$33.68M (deposit + AVD stamp duty HK$3,234,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,700
−HK$12,519/mo
▼ 0.25% · 3.875%
HK$237,915
−HK$6,304/mo
Today · 4.125%
HK$244,219
baseline
▲ 0.50% · 4.625%
HK$257,092
+HK$12,873/mo
Deposit HK$30.45M · loan HK$45.67M · min. income ≈ HK$488,438/mo (50% DSR)
Upfront cash ≈ HK$33.68M (deposit + AVD stamp duty HK$3,234,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,984
−HK$15,237/mo
▼ 0.25% · 3.875%
HK$250,542
−HK$7,679/mo
Today · 4.125%
HK$258,221
baseline
▲ 0.50% · 4.625%
HK$273,933
+HK$15,712/mo
Deposit HK$22.83M · loan HK$53.28M · min. income ≈ HK$516,442/mo (50% DSR)
Upfront cash ≈ HK$26.07M (deposit + AVD stamp duty HK$3,234,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,317
−HK$14,605/mo
▼ 0.25% · 3.875%
HK$277,567
−HK$7,355/mo
Today · 4.125%
HK$284,922
baseline
▲ 0.50% · 4.625%
HK$299,940
+HK$15,018/mo
Deposit HK$22.83M · loan HK$53.28M · min. income ≈ HK$569,844/mo (50% DSR)
Upfront cash ≈ HK$26.07M (deposit + AVD stamp duty HK$3,234,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,408
−HK$19,591/mo
▼ 0.25% · 3.875%
HK$322,126
−HK$9,873/mo
Today · 4.125%
HK$331,999
baseline
▲ 0.50% · 4.625%
HK$352,200
+HK$20,201/mo
Deposit HK$7.61M · loan HK$68.50M · min. income ≈ HK$663,998/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$3,234,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,551
−HK$18,777/mo
▼ 0.25% · 3.875%
HK$356,872
−HK$9,456/mo
Today · 4.125%
HK$366,328
baseline
▲ 0.50% · 4.625%
HK$385,637
+HK$19,309/mo
Deposit HK$7.61M · loan HK$68.50M · min. income ≈ HK$732,656/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$3,234,855 · Scale 2, in force from 26 Feb 2026)