LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,360
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,900
−HK$548/mo
Today · 4.125%
HK$18,448
baseline
▲ 0.50% · 4.625%
HK$19,571
+HK$1,123/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,896/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,312
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$19,830
−HK$526/mo
Today · 4.125%
HK$20,356
baseline
▲ 0.50% · 4.625%
HK$21,429
+HK$1,073/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,712/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,832
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,479
−HK$659/mo
Today · 4.125%
HK$22,138
baseline
▲ 0.50% · 4.625%
HK$23,485
+HK$1,347/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$44,276/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,175
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,796
−HK$631/mo
Today · 4.125%
HK$24,427
baseline
▲ 0.50% · 4.625%
HK$25,714
+HK$1,287/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$48,854/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,303
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,059
−HK$768/mo
Today · 4.125%
HK$25,827
baseline
▲ 0.50% · 4.625%
HK$27,399
+HK$1,572/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$51,654/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,037
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,762
−HK$736/mo
Today · 4.125%
HK$28,498
baseline
▲ 0.50% · 4.625%
HK$30,000
+HK$1,502/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$56,996/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,247
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,219
−HK$988/mo
Today · 4.125%
HK$33,207
baseline
▲ 0.50% · 4.625%
HK$35,227
+HK$2,020/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$66,414/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$228,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,762
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,695
−HK$945/mo
Today · 4.125%
HK$36,640
baseline
▲ 0.50% · 4.625%
HK$38,572
+HK$1,932/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$73,280/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$228,391 · Scale 2, in force from 26 Feb 2026)