LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,360
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$17,900
−HK$548/mo
Today · 4.125%
HK$18,448
baseline
▲ 0.50% · 4.625%
HK$19,571
+HK$1,123/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,896/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,313
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$19,831
−HK$525/mo
Today · 4.125%
HK$20,356
baseline
▲ 0.50% · 4.625%
HK$21,429
+HK$1,073/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,712/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,832
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$21,480
−HK$658/mo
Today · 4.125%
HK$22,138
baseline
▲ 0.50% · 4.625%
HK$23,485
+HK$1,347/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$44,276/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,175
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,797
−HK$630/mo
Today · 4.125%
HK$24,427
baseline
▲ 0.50% · 4.625%
HK$25,715
+HK$1,288/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$48,854/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,304
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,060
−HK$768/mo
Today · 4.125%
HK$25,828
baseline
▲ 0.50% · 4.625%
HK$27,399
+HK$1,571/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$51,656/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,038
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,763
−HK$735/mo
Today · 4.125%
HK$28,498
baseline
▲ 0.50% · 4.625%
HK$30,001
+HK$1,503/mo
Deposit HK$2.28M · loan HK$5.33M · min. income ≈ HK$56,996/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,248
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,220
−HK$987/mo
Today · 4.125%
HK$33,207
baseline
▲ 0.50% · 4.625%
HK$35,228
+HK$2,021/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$66,414/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$228,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,763
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,695
−HK$946/mo
Today · 4.125%
HK$36,641
baseline
▲ 0.50% · 4.625%
HK$38,572
+HK$1,931/mo
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$73,282/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$228,394 · Scale 2, in force from 26 Feb 2026)