LTV · monthly repayment
▼ 0.50% · 3.625%
HK$173,631
−HK$10,888/mo
▼ 0.25% · 3.875%
HK$179,032
−HK$5,487/mo
Today · 4.125%
HK$184,519
baseline
▲ 0.50% · 4.625%
HK$195,746
+HK$11,227/mo
Deposit HK$38.07M · loan HK$38.07M · min. income ≈ HK$369,038/mo (50% DSR)
Upfront cash ≈ HK$41.31M (deposit + AVD stamp duty HK$3,236,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,162
−HK$10,436/mo
▼ 0.25% · 3.875%
HK$198,343
−HK$5,255/mo
Today · 4.125%
HK$203,598
baseline
▲ 0.50% · 4.625%
HK$214,330
+HK$10,732/mo
Deposit HK$38.07M · loan HK$38.07M · min. income ≈ HK$407,196/mo (50% DSR)
Upfront cash ≈ HK$41.31M (deposit + AVD stamp duty HK$3,236,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,357
−HK$13,066/mo
▼ 0.25% · 3.875%
HK$214,838
−HK$6,585/mo
Today · 4.125%
HK$221,423
baseline
▲ 0.50% · 4.625%
HK$234,896
+HK$13,473/mo
Deposit HK$30.46M · loan HK$45.69M · min. income ≈ HK$442,846/mo (50% DSR)
Upfront cash ≈ HK$33.69M (deposit + AVD stamp duty HK$3,236,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,795
−HK$12,523/mo
▼ 0.25% · 3.875%
HK$238,011
−HK$6,307/mo
Today · 4.125%
HK$244,318
baseline
▲ 0.50% · 4.625%
HK$257,196
+HK$12,878/mo
Deposit HK$30.46M · loan HK$45.69M · min. income ≈ HK$488,636/mo (50% DSR)
Upfront cash ≈ HK$33.69M (deposit + AVD stamp duty HK$3,236,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,083
−HK$15,243/mo
▼ 0.25% · 3.875%
HK$250,644
−HK$7,682/mo
Today · 4.125%
HK$258,326
baseline
▲ 0.50% · 4.625%
HK$274,045
+HK$15,719/mo
Deposit HK$22.84M · loan HK$53.30M · min. income ≈ HK$516,652/mo (50% DSR)
Upfront cash ≈ HK$26.08M (deposit + AVD stamp duty HK$3,236,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,427
−HK$14,611/mo
▼ 0.25% · 3.875%
HK$277,680
−HK$7,358/mo
Today · 4.125%
HK$285,038
baseline
▲ 0.50% · 4.625%
HK$300,062
+HK$15,024/mo
Deposit HK$22.84M · loan HK$53.30M · min. income ≈ HK$570,076/mo (50% DSR)
Upfront cash ≈ HK$26.08M (deposit + AVD stamp duty HK$3,236,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,535
−HK$19,599/mo
▼ 0.25% · 3.875%
HK$322,257
−HK$9,877/mo
Today · 4.125%
HK$332,134
baseline
▲ 0.50% · 4.625%
HK$352,343
+HK$20,209/mo
Deposit HK$7.61M · loan HK$68.53M · min. income ≈ HK$664,268/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$3,236,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,692
−HK$18,785/mo
▼ 0.25% · 3.875%
HK$357,017
−HK$9,460/mo
Today · 4.125%
HK$366,477
baseline
▲ 0.50% · 4.625%
HK$385,794
+HK$19,317/mo
Deposit HK$7.61M · loan HK$68.53M · min. income ≈ HK$732,954/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$3,236,172 · Scale 2, in force from 26 Feb 2026)