LTV · monthly repayment
▼ 0.50% · 3.625%
HK$173,641
−HK$10,889/mo
▼ 0.25% · 3.875%
HK$179,042
−HK$5,488/mo
Today · 4.125%
HK$184,530
baseline
▲ 0.50% · 4.625%
HK$195,758
+HK$11,228/mo
Deposit HK$38.07M · loan HK$38.07M · min. income ≈ HK$369,060/mo (50% DSR)
Upfront cash ≈ HK$41.31M (deposit + AVD stamp duty HK$3,236,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,174
−HK$10,436/mo
▼ 0.25% · 3.875%
HK$198,355
−HK$5,255/mo
Today · 4.125%
HK$203,610
baseline
▲ 0.50% · 4.625%
HK$214,343
+HK$10,733/mo
Deposit HK$38.07M · loan HK$38.07M · min. income ≈ HK$407,220/mo (50% DSR)
Upfront cash ≈ HK$41.31M (deposit + AVD stamp duty HK$3,236,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,369
−HK$13,067/mo
▼ 0.25% · 3.875%
HK$214,850
−HK$6,586/mo
Today · 4.125%
HK$221,436
baseline
▲ 0.50% · 4.625%
HK$234,909
+HK$13,473/mo
Deposit HK$30.46M · loan HK$45.69M · min. income ≈ HK$442,872/mo (50% DSR)
Upfront cash ≈ HK$33.70M (deposit + AVD stamp duty HK$3,236,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,808
−HK$12,524/mo
▼ 0.25% · 3.875%
HK$238,025
−HK$6,307/mo
Today · 4.125%
HK$244,332
baseline
▲ 0.50% · 4.625%
HK$257,211
+HK$12,879/mo
Deposit HK$30.46M · loan HK$45.69M · min. income ≈ HK$488,664/mo (50% DSR)
Upfront cash ≈ HK$33.70M (deposit + AVD stamp duty HK$3,236,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,097
−HK$15,245/mo
▼ 0.25% · 3.875%
HK$250,659
−HK$7,683/mo
Today · 4.125%
HK$258,342
baseline
▲ 0.50% · 4.625%
HK$274,061
+HK$15,719/mo
Deposit HK$22.84M · loan HK$53.30M · min. income ≈ HK$516,684/mo (50% DSR)
Upfront cash ≈ HK$26.08M (deposit + AVD stamp duty HK$3,236,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,443
−HK$14,611/mo
▼ 0.25% · 3.875%
HK$277,696
−HK$7,358/mo
Today · 4.125%
HK$285,054
baseline
▲ 0.50% · 4.625%
HK$300,080
+HK$15,026/mo
Deposit HK$22.84M · loan HK$53.30M · min. income ≈ HK$570,108/mo (50% DSR)
Upfront cash ≈ HK$26.08M (deposit + AVD stamp duty HK$3,236,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,554
−HK$19,599/mo
▼ 0.25% · 3.875%
HK$322,276
−HK$9,877/mo
Today · 4.125%
HK$332,153
baseline
▲ 0.50% · 4.625%
HK$352,364
+HK$20,211/mo
Deposit HK$7.61M · loan HK$68.53M · min. income ≈ HK$664,306/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$3,236,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,713
−HK$18,785/mo
▼ 0.25% · 3.875%
HK$357,038
−HK$9,460/mo
Today · 4.125%
HK$366,498
baseline
▲ 0.50% · 4.625%
HK$385,817
+HK$19,319/mo
Deposit HK$7.61M · loan HK$68.53M · min. income ≈ HK$732,996/mo (50% DSR)
Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$3,236,363 · Scale 2, in force from 26 Feb 2026)