LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,371
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$17,911
−HK$549/mo
Today · 4.125%
HK$18,460
baseline
▲ 0.50% · 4.625%
HK$19,583
+HK$1,123/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,920/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,325
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$19,843
−HK$526/mo
Today · 4.125%
HK$20,369
baseline
▲ 0.50% · 4.625%
HK$21,442
+HK$1,073/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,738/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,845
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,493
−HK$659/mo
Today · 4.125%
HK$22,152
baseline
▲ 0.50% · 4.625%
HK$23,500
+HK$1,348/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$44,304/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,189
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,811
−HK$631/mo
Today · 4.125%
HK$24,442
baseline
▲ 0.50% · 4.625%
HK$25,731
+HK$1,289/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$48,884/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,319
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,075
−HK$769/mo
Today · 4.125%
HK$25,844
baseline
▲ 0.50% · 4.625%
HK$27,416
+HK$1,572/mo
Deposit HK$2.29M · loan HK$5.33M · min. income ≈ HK$51,688/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,054
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,780
−HK$736/mo
Today · 4.125%
HK$28,516
baseline
▲ 0.50% · 4.625%
HK$30,019
+HK$1,503/mo
Deposit HK$2.29M · loan HK$5.33M · min. income ≈ HK$57,032/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,267
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,240
−HK$988/mo
Today · 4.125%
HK$33,228
baseline
▲ 0.50% · 4.625%
HK$35,250
+HK$2,022/mo
Deposit HK$762K · loan HK$6.86M · min. income ≈ HK$66,456/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$228,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,784
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,717
−HK$947/mo
Today · 4.125%
HK$36,664
baseline
▲ 0.50% · 4.625%
HK$38,596
+HK$1,932/mo
Deposit HK$762K · loan HK$6.86M · min. income ≈ HK$73,328/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$228,535 · Scale 2, in force from 26 Feb 2026)