LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,373
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$17,913
−HK$549/mo
Today · 4.125%
HK$18,462
baseline
▲ 0.50% · 4.625%
HK$19,585
+HK$1,123/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,924/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,327
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$19,845
−HK$526/mo
Today · 4.125%
HK$20,371
baseline
▲ 0.50% · 4.625%
HK$21,445
+HK$1,074/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,742/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,847
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,496
−HK$658/mo
Today · 4.125%
HK$22,154
baseline
▲ 0.50% · 4.625%
HK$23,502
+HK$1,348/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$44,308/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,192
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,814
−HK$631/mo
Today · 4.125%
HK$24,445
baseline
▲ 0.50% · 4.625%
HK$25,734
+HK$1,289/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$48,890/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,322
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,078
−HK$769/mo
Today · 4.125%
HK$25,847
baseline
▲ 0.50% · 4.625%
HK$27,419
+HK$1,572/mo
Deposit HK$2.29M · loan HK$5.33M · min. income ≈ HK$51,694/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,058
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,783
−HK$736/mo
Today · 4.125%
HK$28,519
baseline
▲ 0.50% · 4.625%
HK$30,023
+HK$1,504/mo
Deposit HK$2.29M · loan HK$5.33M · min. income ≈ HK$57,038/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,271
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,243
−HK$989/mo
Today · 4.125%
HK$33,232
baseline
▲ 0.50% · 4.625%
HK$35,254
+HK$2,022/mo
Deposit HK$762K · loan HK$6.86M · min. income ≈ HK$66,464/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$228,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,788
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,721
−HK$947/mo
Today · 4.125%
HK$36,668
baseline
▲ 0.50% · 4.625%
HK$38,601
+HK$1,933/mo
Deposit HK$762K · loan HK$6.86M · min. income ≈ HK$73,336/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$228,561 · Scale 2, in force from 26 Feb 2026)