LTV · monthly repayment
▼ 0.50% · 3.625%
HK$173,738
−HK$10,895/mo
▼ 0.25% · 3.875%
HK$179,142
−HK$5,491/mo
Today · 4.125%
HK$184,633
baseline
▲ 0.50% · 4.625%
HK$195,868
+HK$11,235/mo
Deposit HK$38.10M · loan HK$38.10M · min. income ≈ HK$369,266/mo (50% DSR)
Upfront cash ≈ HK$41.33M (deposit + AVD stamp duty HK$3,238,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,282
−HK$10,442/mo
▼ 0.25% · 3.875%
HK$198,466
−HK$5,258/mo
Today · 4.125%
HK$203,724
baseline
▲ 0.50% · 4.625%
HK$214,463
+HK$10,739/mo
Deposit HK$38.10M · loan HK$38.10M · min. income ≈ HK$407,448/mo (50% DSR)
Upfront cash ≈ HK$41.33M (deposit + AVD stamp duty HK$3,238,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,486
−HK$13,074/mo
▼ 0.25% · 3.875%
HK$214,971
−HK$6,589/mo
Today · 4.125%
HK$221,560
baseline
▲ 0.50% · 4.625%
HK$235,041
+HK$13,481/mo
Deposit HK$30.48M · loan HK$45.72M · min. income ≈ HK$443,120/mo (50% DSR)
Upfront cash ≈ HK$33.72M (deposit + AVD stamp duty HK$3,238,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,938
−HK$12,531/mo
▼ 0.25% · 3.875%
HK$238,159
−HK$6,310/mo
Today · 4.125%
HK$244,469
baseline
▲ 0.50% · 4.625%
HK$257,356
+HK$12,887/mo
Deposit HK$30.48M · loan HK$45.72M · min. income ≈ HK$488,938/mo (50% DSR)
Upfront cash ≈ HK$33.72M (deposit + AVD stamp duty HK$3,238,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,233
−HK$15,253/mo
▼ 0.25% · 3.875%
HK$250,799
−HK$7,687/mo
Today · 4.125%
HK$258,486
baseline
▲ 0.50% · 4.625%
HK$274,215
+HK$15,729/mo
Deposit HK$22.86M · loan HK$53.33M · min. income ≈ HK$516,972/mo (50% DSR)
Upfront cash ≈ HK$26.10M (deposit + AVD stamp duty HK$3,238,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,595
−HK$14,619/mo
▼ 0.25% · 3.875%
HK$277,852
−HK$7,362/mo
Today · 4.125%
HK$285,214
baseline
▲ 0.50% · 4.625%
HK$300,248
+HK$15,034/mo
Deposit HK$22.86M · loan HK$53.33M · min. income ≈ HK$570,428/mo (50% DSR)
Upfront cash ≈ HK$26.10M (deposit + AVD stamp duty HK$3,238,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,729
−HK$19,611/mo
▼ 0.25% · 3.875%
HK$322,456
−HK$9,884/mo
Today · 4.125%
HK$332,340
baseline
▲ 0.50% · 4.625%
HK$352,562
+HK$20,222/mo
Deposit HK$7.62M · loan HK$68.57M · min. income ≈ HK$664,680/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$3,238,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,908
−HK$18,796/mo
▼ 0.25% · 3.875%
HK$357,238
−HK$9,466/mo
Today · 4.125%
HK$366,704
baseline
▲ 0.50% · 4.625%
HK$386,033
+HK$19,329/mo
Deposit HK$7.62M · loan HK$68.57M · min. income ≈ HK$733,408/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$3,238,177 · Scale 2, in force from 26 Feb 2026)