LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,376
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$17,916
−HK$549/mo
Today · 4.125%
HK$18,465
baseline
▲ 0.50% · 4.625%
HK$19,589
+HK$1,124/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,930/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,330
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,849
−HK$526/mo
Today · 4.125%
HK$20,375
baseline
▲ 0.50% · 4.625%
HK$21,449
+HK$1,074/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,750/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,851
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,499
−HK$659/mo
Today · 4.125%
HK$22,158
baseline
▲ 0.50% · 4.625%
HK$23,507
+HK$1,349/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$44,316/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,196
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,818
−HK$632/mo
Today · 4.125%
HK$24,450
baseline
▲ 0.50% · 4.625%
HK$25,738
+HK$1,288/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$48,900/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,326
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,083
−HK$768/mo
Today · 4.125%
HK$25,851
baseline
▲ 0.50% · 4.625%
HK$27,424
+HK$1,573/mo
Deposit HK$2.29M · loan HK$5.33M · min. income ≈ HK$51,702/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,062
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,788
−HK$737/mo
Today · 4.125%
HK$28,525
baseline
▲ 0.50% · 4.625%
HK$30,028
+HK$1,503/mo
Deposit HK$2.29M · loan HK$5.33M · min. income ≈ HK$57,050/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,276
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,249
−HK$989/mo
Today · 4.125%
HK$33,238
baseline
▲ 0.50% · 4.625%
HK$35,260
+HK$2,022/mo
Deposit HK$762K · loan HK$6.86M · min. income ≈ HK$66,476/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$228,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,795
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,728
−HK$946/mo
Today · 4.125%
HK$36,674
baseline
▲ 0.50% · 4.625%
HK$38,608
+HK$1,934/mo
Deposit HK$762K · loan HK$6.86M · min. income ≈ HK$73,348/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$228,602 · Scale 2, in force from 26 Feb 2026)