LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,376
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$17,916
−HK$550/mo
Today · 4.125%
HK$18,466
baseline
▲ 0.50% · 4.625%
HK$19,589
+HK$1,123/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,932/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,331
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$19,849
−HK$526/mo
Today · 4.125%
HK$20,375
baseline
▲ 0.50% · 4.625%
HK$21,449
+HK$1,074/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,750/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,851
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,500
−HK$659/mo
Today · 4.125%
HK$22,159
baseline
▲ 0.50% · 4.625%
HK$23,507
+HK$1,348/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$44,318/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,197
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,819
−HK$631/mo
Today · 4.125%
HK$24,450
baseline
▲ 0.50% · 4.625%
HK$25,739
+HK$1,289/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$48,900/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,326
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,083
−HK$769/mo
Today · 4.125%
HK$25,852
baseline
▲ 0.50% · 4.625%
HK$27,425
+HK$1,573/mo
Deposit HK$2.29M · loan HK$5.33M · min. income ≈ HK$51,704/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,063
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,789
−HK$736/mo
Today · 4.125%
HK$28,525
baseline
▲ 0.50% · 4.625%
HK$30,028
+HK$1,503/mo
Deposit HK$2.29M · loan HK$5.33M · min. income ≈ HK$57,050/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,277
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,249
−HK$989/mo
Today · 4.125%
HK$33,238
baseline
▲ 0.50% · 4.625%
HK$35,260
+HK$2,022/mo
Deposit HK$762K · loan HK$6.86M · min. income ≈ HK$66,476/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$228,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,795
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,728
−HK$947/mo
Today · 4.125%
HK$36,675
baseline
▲ 0.50% · 4.625%
HK$38,608
+HK$1,933/mo
Deposit HK$762K · loan HK$6.86M · min. income ≈ HK$73,350/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$228,605 · Scale 2, in force from 26 Feb 2026)