LTV · monthly repayment
▼ 0.50% · 3.625%
HK$173,818
−HK$10,900/mo
▼ 0.25% · 3.875%
HK$179,225
−HK$5,493/mo
Today · 4.125%
HK$184,718
baseline
▲ 0.50% · 4.625%
HK$195,958
+HK$11,240/mo
Deposit HK$38.11M · loan HK$38.11M · min. income ≈ HK$369,436/mo (50% DSR)
Upfront cash ≈ HK$41.35M (deposit + AVD stamp duty HK$3,239,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,371
−HK$10,448/mo
▼ 0.25% · 3.875%
HK$198,557
−HK$5,262/mo
Today · 4.125%
HK$203,819
baseline
▲ 0.50% · 4.625%
HK$214,562
+HK$10,743/mo
Deposit HK$38.11M · loan HK$38.11M · min. income ≈ HK$407,638/mo (50% DSR)
Upfront cash ≈ HK$41.35M (deposit + AVD stamp duty HK$3,239,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,582
−HK$13,080/mo
▼ 0.25% · 3.875%
HK$215,070
−HK$6,592/mo
Today · 4.125%
HK$221,662
baseline
▲ 0.50% · 4.625%
HK$235,150
+HK$13,488/mo
Deposit HK$30.49M · loan HK$45.74M · min. income ≈ HK$443,324/mo (50% DSR)
Upfront cash ≈ HK$33.73M (deposit + AVD stamp duty HK$3,239,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,046
−HK$12,536/mo
▼ 0.25% · 3.875%
HK$238,269
−HK$6,313/mo
Today · 4.125%
HK$244,582
baseline
▲ 0.50% · 4.625%
HK$257,475
+HK$12,893/mo
Deposit HK$30.49M · loan HK$45.74M · min. income ≈ HK$489,164/mo (50% DSR)
Upfront cash ≈ HK$33.73M (deposit + AVD stamp duty HK$3,239,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,346
−HK$15,260/mo
▼ 0.25% · 3.875%
HK$250,915
−HK$7,691/mo
Today · 4.125%
HK$258,606
baseline
▲ 0.50% · 4.625%
HK$274,341
+HK$15,735/mo
Deposit HK$22.87M · loan HK$53.36M · min. income ≈ HK$517,212/mo (50% DSR)
Upfront cash ≈ HK$26.11M (deposit + AVD stamp duty HK$3,239,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,720
−HK$14,626/mo
▼ 0.25% · 3.875%
HK$277,980
−HK$7,366/mo
Today · 4.125%
HK$285,346
baseline
▲ 0.50% · 4.625%
HK$300,387
+HK$15,041/mo
Deposit HK$22.87M · loan HK$53.36M · min. income ≈ HK$570,692/mo (50% DSR)
Upfront cash ≈ HK$26.11M (deposit + AVD stamp duty HK$3,239,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,873
−HK$19,620/mo
▼ 0.25% · 3.875%
HK$322,605
−HK$9,888/mo
Today · 4.125%
HK$332,493
baseline
▲ 0.50% · 4.625%
HK$352,725
+HK$20,232/mo
Deposit HK$7.62M · loan HK$68.60M · min. income ≈ HK$664,986/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$3,239,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,068
−HK$18,805/mo
▼ 0.25% · 3.875%
HK$357,403
−HK$9,470/mo
Today · 4.125%
HK$366,873
baseline
▲ 0.50% · 4.625%
HK$386,212
+HK$19,339/mo
Deposit HK$7.62M · loan HK$68.60M · min. income ≈ HK$733,746/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$3,239,674 · Scale 2, in force from 26 Feb 2026)