LTV · monthly repayment
▼ 0.50% · 3.625%
HK$173,823
−HK$10,901/mo
▼ 0.25% · 3.875%
HK$179,230
−HK$5,494/mo
Today · 4.125%
HK$184,724
baseline
▲ 0.50% · 4.625%
HK$195,964
+HK$11,240/mo
Deposit HK$38.11M · loan HK$38.11M · min. income ≈ HK$369,448/mo (50% DSR)
Upfront cash ≈ HK$41.35M (deposit + AVD stamp duty HK$3,239,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,377
−HK$10,447/mo
▼ 0.25% · 3.875%
HK$198,563
−HK$5,261/mo
Today · 4.125%
HK$203,824
baseline
▲ 0.50% · 4.625%
HK$214,568
+HK$10,744/mo
Deposit HK$38.11M · loan HK$38.11M · min. income ≈ HK$407,648/mo (50% DSR)
Upfront cash ≈ HK$41.35M (deposit + AVD stamp duty HK$3,239,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,588
−HK$13,080/mo
▼ 0.25% · 3.875%
HK$215,076
−HK$6,592/mo
Today · 4.125%
HK$221,668
baseline
▲ 0.50% · 4.625%
HK$235,156
+HK$13,488/mo
Deposit HK$30.49M · loan HK$45.74M · min. income ≈ HK$443,336/mo (50% DSR)
Upfront cash ≈ HK$33.73M (deposit + AVD stamp duty HK$3,239,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,052
−HK$12,537/mo
▼ 0.25% · 3.875%
HK$238,276
−HK$6,313/mo
Today · 4.125%
HK$244,589
baseline
▲ 0.50% · 4.625%
HK$257,482
+HK$12,893/mo
Deposit HK$30.49M · loan HK$45.74M · min. income ≈ HK$489,178/mo (50% DSR)
Upfront cash ≈ HK$33.73M (deposit + AVD stamp duty HK$3,239,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,353
−HK$15,260/mo
▼ 0.25% · 3.875%
HK$250,922
−HK$7,691/mo
Today · 4.125%
HK$258,613
baseline
▲ 0.50% · 4.625%
HK$274,349
+HK$15,736/mo
Deposit HK$22.87M · loan HK$53.36M · min. income ≈ HK$517,226/mo (50% DSR)
Upfront cash ≈ HK$26.11M (deposit + AVD stamp duty HK$3,239,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,727
−HK$14,627/mo
▼ 0.25% · 3.875%
HK$277,988
−HK$7,366/mo
Today · 4.125%
HK$285,354
baseline
▲ 0.50% · 4.625%
HK$300,395
+HK$15,041/mo
Deposit HK$22.87M · loan HK$53.36M · min. income ≈ HK$570,708/mo (50% DSR)
Upfront cash ≈ HK$26.11M (deposit + AVD stamp duty HK$3,239,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,882
−HK$19,621/mo
▼ 0.25% · 3.875%
HK$322,615
−HK$9,888/mo
Today · 4.125%
HK$332,503
baseline
▲ 0.50% · 4.625%
HK$352,735
+HK$20,232/mo
Deposit HK$7.62M · loan HK$68.61M · min. income ≈ HK$665,006/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$3,239,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,078
−HK$18,806/mo
▼ 0.25% · 3.875%
HK$357,413
−HK$9,471/mo
Today · 4.125%
HK$366,884
baseline
▲ 0.50% · 4.625%
HK$386,223
+HK$19,339/mo
Deposit HK$7.62M · loan HK$68.61M · min. income ≈ HK$733,768/mo (50% DSR)
Upfront cash ≈ HK$10.86M (deposit + AVD stamp duty HK$3,239,765 · Scale 2, in force from 26 Feb 2026)