LTV · monthly repayment
▼ 0.50% · 3.625%
HK$173,898
−HK$10,905/mo
▼ 0.25% · 3.875%
HK$179,307
−HK$5,496/mo
Today · 4.125%
HK$184,803
baseline
▲ 0.50% · 4.625%
HK$196,047
+HK$11,244/mo
Deposit HK$38.13M · loan HK$38.13M · min. income ≈ HK$369,606/mo (50% DSR)
Upfront cash ≈ HK$41.37M (deposit + AVD stamp duty HK$3,241,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,459
−HK$10,453/mo
▼ 0.25% · 3.875%
HK$198,648
−HK$5,264/mo
Today · 4.125%
HK$203,912
baseline
▲ 0.50% · 4.625%
HK$214,660
+HK$10,748/mo
Deposit HK$38.13M · loan HK$38.13M · min. income ≈ HK$407,824/mo (50% DSR)
Upfront cash ≈ HK$41.37M (deposit + AVD stamp duty HK$3,241,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,677
−HK$13,086/mo
▼ 0.25% · 3.875%
HK$215,168
−HK$6,595/mo
Today · 4.125%
HK$221,763
baseline
▲ 0.50% · 4.625%
HK$235,257
+HK$13,494/mo
Deposit HK$30.50M · loan HK$45.76M · min. income ≈ HK$443,526/mo (50% DSR)
Upfront cash ≈ HK$33.75M (deposit + AVD stamp duty HK$3,241,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,151
−HK$12,543/mo
▼ 0.25% · 3.875%
HK$238,378
−HK$6,316/mo
Today · 4.125%
HK$244,694
baseline
▲ 0.50% · 4.625%
HK$257,592
+HK$12,898/mo
Deposit HK$30.50M · loan HK$45.76M · min. income ≈ HK$489,388/mo (50% DSR)
Upfront cash ≈ HK$33.75M (deposit + AVD stamp duty HK$3,241,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,457
−HK$15,267/mo
▼ 0.25% · 3.875%
HK$251,030
−HK$7,694/mo
Today · 4.125%
HK$258,724
baseline
▲ 0.50% · 4.625%
HK$274,466
+HK$15,742/mo
Deposit HK$22.88M · loan HK$53.38M · min. income ≈ HK$517,448/mo (50% DSR)
Upfront cash ≈ HK$26.12M (deposit + AVD stamp duty HK$3,241,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,843
−HK$14,633/mo
▼ 0.25% · 3.875%
HK$278,107
−HK$7,369/mo
Today · 4.125%
HK$285,476
baseline
▲ 0.50% · 4.625%
HK$300,524
+HK$15,048/mo
Deposit HK$22.88M · loan HK$53.38M · min. income ≈ HK$570,952/mo (50% DSR)
Upfront cash ≈ HK$26.12M (deposit + AVD stamp duty HK$3,241,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,016
−HK$19,629/mo
▼ 0.25% · 3.875%
HK$322,753
−HK$9,892/mo
Today · 4.125%
HK$332,645
baseline
▲ 0.50% · 4.625%
HK$352,885
+HK$20,240/mo
Deposit HK$7.63M · loan HK$68.64M · min. income ≈ HK$665,290/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$3,241,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,227
−HK$18,814/mo
▼ 0.25% · 3.875%
HK$357,566
−HK$9,475/mo
Today · 4.125%
HK$367,041
baseline
▲ 0.50% · 4.625%
HK$386,388
+HK$19,347/mo
Deposit HK$7.63M · loan HK$68.64M · min. income ≈ HK$734,082/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$3,241,151 · Scale 2, in force from 26 Feb 2026)