LTV · monthly repayment
▼ 0.50% · 3.625%
HK$173,944
−HK$10,908/mo
▼ 0.25% · 3.875%
HK$179,355
−HK$5,497/mo
Today · 4.125%
HK$184,852
baseline
▲ 0.50% · 4.625%
HK$196,100
+HK$11,248/mo
Deposit HK$38.14M · loan HK$38.14M · min. income ≈ HK$369,704/mo (50% DSR)
Upfront cash ≈ HK$41.38M (deposit + AVD stamp duty HK$3,242,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,511
−HK$10,455/mo
▼ 0.25% · 3.875%
HK$198,701
−HK$5,265/mo
Today · 4.125%
HK$203,966
baseline
▲ 0.50% · 4.625%
HK$214,717
+HK$10,751/mo
Deposit HK$38.14M · loan HK$38.14M · min. income ≈ HK$407,932/mo (50% DSR)
Upfront cash ≈ HK$41.38M (deposit + AVD stamp duty HK$3,242,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,733
−HK$13,089/mo
▼ 0.25% · 3.875%
HK$215,226
−HK$6,596/mo
Today · 4.125%
HK$221,822
baseline
▲ 0.50% · 4.625%
HK$235,320
+HK$13,498/mo
Deposit HK$30.51M · loan HK$45.77M · min. income ≈ HK$443,644/mo (50% DSR)
Upfront cash ≈ HK$33.76M (deposit + AVD stamp duty HK$3,242,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,213
−HK$12,546/mo
▼ 0.25% · 3.875%
HK$238,441
−HK$6,318/mo
Today · 4.125%
HK$244,759
baseline
▲ 0.50% · 4.625%
HK$257,661
+HK$12,902/mo
Deposit HK$30.51M · loan HK$45.77M · min. income ≈ HK$489,518/mo (50% DSR)
Upfront cash ≈ HK$33.76M (deposit + AVD stamp duty HK$3,242,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,522
−HK$15,271/mo
▼ 0.25% · 3.875%
HK$251,097
−HK$7,696/mo
Today · 4.125%
HK$258,793
baseline
▲ 0.50% · 4.625%
HK$274,540
+HK$15,747/mo
Deposit HK$22.88M · loan HK$53.40M · min. income ≈ HK$517,586/mo (50% DSR)
Upfront cash ≈ HK$26.13M (deposit + AVD stamp duty HK$3,242,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,916
−HK$14,636/mo
▼ 0.25% · 3.875%
HK$278,181
−HK$7,371/mo
Today · 4.125%
HK$285,552
baseline
▲ 0.50% · 4.625%
HK$300,604
+HK$15,052/mo
Deposit HK$22.88M · loan HK$53.40M · min. income ≈ HK$571,104/mo (50% DSR)
Upfront cash ≈ HK$26.13M (deposit + AVD stamp duty HK$3,242,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,100
−HK$19,634/mo
▼ 0.25% · 3.875%
HK$322,839
−HK$9,895/mo
Today · 4.125%
HK$332,734
baseline
▲ 0.50% · 4.625%
HK$352,980
+HK$20,246/mo
Deposit HK$7.63M · loan HK$68.65M · min. income ≈ HK$665,468/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$3,242,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,320
−HK$18,819/mo
▼ 0.25% · 3.875%
HK$357,662
−HK$9,477/mo
Today · 4.125%
HK$367,139
baseline
▲ 0.50% · 4.625%
HK$386,491
+HK$19,352/mo
Deposit HK$7.63M · loan HK$68.65M · min. income ≈ HK$734,278/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$3,242,016 · Scale 2, in force from 26 Feb 2026)