LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,396
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$17,937
−HK$550/mo
Today · 4.125%
HK$18,487
baseline
▲ 0.50% · 4.625%
HK$19,612
+HK$1,125/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,974/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,353
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,872
−HK$526/mo
Today · 4.125%
HK$20,398
baseline
▲ 0.50% · 4.625%
HK$21,474
+HK$1,076/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,796/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,875
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,525
−HK$659/mo
Today · 4.125%
HK$22,184
baseline
▲ 0.50% · 4.625%
HK$23,534
+HK$1,350/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$44,368/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,223
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,846
−HK$632/mo
Today · 4.125%
HK$24,478
baseline
▲ 0.50% · 4.625%
HK$25,768
+HK$1,290/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$48,956/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,354
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,112
−HK$770/mo
Today · 4.125%
HK$25,882
baseline
▲ 0.50% · 4.625%
HK$27,456
+HK$1,574/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$51,764/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,094
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,821
−HK$737/mo
Today · 4.125%
HK$28,558
baseline
▲ 0.50% · 4.625%
HK$30,063
+HK$1,505/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$57,116/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,313
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,287
−HK$989/mo
Today · 4.125%
HK$33,276
baseline
▲ 0.50% · 4.625%
HK$35,301
+HK$2,025/mo
Deposit HK$763K · loan HK$6.87M · min. income ≈ HK$66,552/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$228,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,835
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,769
−HK$948/mo
Today · 4.125%
HK$36,717
baseline
▲ 0.50% · 4.625%
HK$38,653
+HK$1,936/mo
Deposit HK$763K · loan HK$6.87M · min. income ≈ HK$73,434/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$228,870 · Scale 2, in force from 26 Feb 2026)