LTV · monthly repayment
▼ 0.50% · 3.625%
HK$173,967
−HK$10,909/mo
▼ 0.25% · 3.875%
HK$179,378
−HK$5,498/mo
Today · 4.125%
HK$184,876
baseline
▲ 0.50% · 4.625%
HK$196,126
+HK$11,250/mo
Deposit HK$38.15M · loan HK$38.15M · min. income ≈ HK$369,752/mo (50% DSR)
Upfront cash ≈ HK$41.39M (deposit + AVD stamp duty HK$3,242,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,537
−HK$10,456/mo
▼ 0.25% · 3.875%
HK$198,727
−HK$5,266/mo
Today · 4.125%
HK$203,993
baseline
▲ 0.50% · 4.625%
HK$214,746
+HK$10,753/mo
Deposit HK$38.15M · loan HK$38.15M · min. income ≈ HK$407,986/mo (50% DSR)
Upfront cash ≈ HK$41.39M (deposit + AVD stamp duty HK$3,242,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,761
−HK$13,091/mo
▼ 0.25% · 3.875%
HK$215,254
−HK$6,598/mo
Today · 4.125%
HK$221,852
baseline
▲ 0.50% · 4.625%
HK$235,351
+HK$13,499/mo
Deposit HK$30.52M · loan HK$45.78M · min. income ≈ HK$443,704/mo (50% DSR)
Upfront cash ≈ HK$33.76M (deposit + AVD stamp duty HK$3,242,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,244
−HK$12,547/mo
▼ 0.25% · 3.875%
HK$238,473
−HK$6,318/mo
Today · 4.125%
HK$244,791
baseline
▲ 0.50% · 4.625%
HK$257,695
+HK$12,904/mo
Deposit HK$30.52M · loan HK$45.78M · min. income ≈ HK$489,582/mo (50% DSR)
Upfront cash ≈ HK$33.76M (deposit + AVD stamp duty HK$3,242,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,554
−HK$15,273/mo
▼ 0.25% · 3.875%
HK$251,130
−HK$7,697/mo
Today · 4.125%
HK$258,827
baseline
▲ 0.50% · 4.625%
HK$274,576
+HK$15,749/mo
Deposit HK$22.89M · loan HK$53.40M · min. income ≈ HK$517,654/mo (50% DSR)
Upfront cash ≈ HK$26.13M (deposit + AVD stamp duty HK$3,242,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,951
−HK$14,639/mo
▼ 0.25% · 3.875%
HK$278,218
−HK$7,372/mo
Today · 4.125%
HK$285,590
baseline
▲ 0.50% · 4.625%
HK$300,644
+HK$15,054/mo
Deposit HK$22.89M · loan HK$53.40M · min. income ≈ HK$571,180/mo (50% DSR)
Upfront cash ≈ HK$26.13M (deposit + AVD stamp duty HK$3,242,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,141
−HK$19,637/mo
▼ 0.25% · 3.875%
HK$322,881
−HK$9,897/mo
Today · 4.125%
HK$332,778
baseline
▲ 0.50% · 4.625%
HK$353,026
+HK$20,248/mo
Deposit HK$7.63M · loan HK$68.66M · min. income ≈ HK$665,556/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$3,242,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,366
−HK$18,821/mo
▼ 0.25% · 3.875%
HK$357,709
−HK$9,478/mo
Today · 4.125%
HK$367,187
baseline
▲ 0.50% · 4.625%
HK$386,542
+HK$19,355/mo
Deposit HK$7.63M · loan HK$68.66M · min. income ≈ HK$734,374/mo (50% DSR)
Upfront cash ≈ HK$10.87M (deposit + AVD stamp duty HK$3,242,444 · Scale 2, in force from 26 Feb 2026)