LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,398
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$17,939
−HK$550/mo
Today · 4.125%
HK$18,489
baseline
▲ 0.50% · 4.625%
HK$19,614
+HK$1,125/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,978/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,355
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$19,875
−HK$526/mo
Today · 4.125%
HK$20,401
baseline
▲ 0.50% · 4.625%
HK$21,476
+HK$1,075/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,802/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,878
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,527
−HK$660/mo
Today · 4.125%
HK$22,187
baseline
▲ 0.50% · 4.625%
HK$23,537
+HK$1,350/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$44,374/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,226
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,849
−HK$632/mo
Today · 4.125%
HK$24,481
baseline
▲ 0.50% · 4.625%
HK$25,772
+HK$1,291/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$48,962/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,358
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,115
−HK$770/mo
Today · 4.125%
HK$25,885
baseline
▲ 0.50% · 4.625%
HK$27,460
+HK$1,575/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$51,770/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,098
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,824
−HK$738/mo
Today · 4.125%
HK$28,562
baseline
▲ 0.50% · 4.625%
HK$30,067
+HK$1,505/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$57,124/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,317
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,291
−HK$990/mo
Today · 4.125%
HK$33,281
baseline
▲ 0.50% · 4.625%
HK$35,306
+HK$2,025/mo
Deposit HK$763K · loan HK$6.87M · min. income ≈ HK$66,562/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$228,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,840
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,774
−HK$948/mo
Today · 4.125%
HK$36,722
baseline
▲ 0.50% · 4.625%
HK$38,658
+HK$1,936/mo
Deposit HK$763K · loan HK$6.87M · min. income ≈ HK$73,444/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$228,899 · Scale 2, in force from 26 Feb 2026)