LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,400
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$17,941
−HK$550/mo
Today · 4.125%
HK$18,491
baseline
▲ 0.50% · 4.625%
HK$19,616
+HK$1,125/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$36,982/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,357
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$19,876
−HK$527/mo
Today · 4.125%
HK$20,403
baseline
▲ 0.50% · 4.625%
HK$21,479
+HK$1,076/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$40,806/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,880
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,529
−HK$660/mo
Today · 4.125%
HK$22,189
baseline
▲ 0.50% · 4.625%
HK$23,539
+HK$1,350/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$44,378/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,229
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,852
−HK$632/mo
Today · 4.125%
HK$24,484
baseline
▲ 0.50% · 4.625%
HK$25,774
+HK$1,290/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$48,968/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,360
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,118
−HK$770/mo
Today · 4.125%
HK$25,888
baseline
▲ 0.50% · 4.625%
HK$27,463
+HK$1,575/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$51,776/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,100
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,827
−HK$737/mo
Today · 4.125%
HK$28,564
baseline
▲ 0.50% · 4.625%
HK$30,070
+HK$1,506/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$57,128/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,320
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,294
−HK$990/mo
Today · 4.125%
HK$33,284
baseline
▲ 0.50% · 4.625%
HK$35,309
+HK$2,025/mo
Deposit HK$763K · loan HK$6.87M · min. income ≈ HK$66,568/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$228,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,843
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,778
−HK$948/mo
Today · 4.125%
HK$36,726
baseline
▲ 0.50% · 4.625%
HK$38,661
+HK$1,935/mo
Deposit HK$763K · loan HK$6.87M · min. income ≈ HK$73,452/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$228,922 · Scale 2, in force from 26 Feb 2026)