LTV · monthly repayment
▼ 0.50% · 3.625%
HK$174,023
−HK$10,912/mo
▼ 0.25% · 3.875%
HK$179,436
−HK$5,499/mo
Today · 4.125%
HK$184,935
baseline
▲ 0.50% · 4.625%
HK$196,188
+HK$11,253/mo
Deposit HK$38.16M · loan HK$38.16M · min. income ≈ HK$369,870/mo (50% DSR)
Upfront cash ≈ HK$41.40M (deposit + AVD stamp duty HK$3,243,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,598
−HK$10,460/mo
▼ 0.25% · 3.875%
HK$198,791
−HK$5,267/mo
Today · 4.125%
HK$204,058
baseline
▲ 0.50% · 4.625%
HK$214,814
+HK$10,756/mo
Deposit HK$38.16M · loan HK$38.16M · min. income ≈ HK$408,116/mo (50% DSR)
Upfront cash ≈ HK$41.40M (deposit + AVD stamp duty HK$3,243,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,827
−HK$13,096/mo
▼ 0.25% · 3.875%
HK$215,323
−HK$6,600/mo
Today · 4.125%
HK$221,923
baseline
▲ 0.50% · 4.625%
HK$235,426
+HK$13,503/mo
Deposit HK$30.53M · loan HK$45.79M · min. income ≈ HK$443,846/mo (50% DSR)
Upfront cash ≈ HK$33.77M (deposit + AVD stamp duty HK$3,243,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,318
−HK$12,552/mo
▼ 0.25% · 3.875%
HK$238,549
−HK$6,321/mo
Today · 4.125%
HK$244,870
baseline
▲ 0.50% · 4.625%
HK$257,777
+HK$12,907/mo
Deposit HK$30.53M · loan HK$45.79M · min. income ≈ HK$489,740/mo (50% DSR)
Upfront cash ≈ HK$33.77M (deposit + AVD stamp duty HK$3,243,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,632
−HK$15,278/mo
▼ 0.25% · 3.875%
HK$251,210
−HK$7,700/mo
Today · 4.125%
HK$258,910
baseline
▲ 0.50% · 4.625%
HK$274,664
+HK$15,754/mo
Deposit HK$22.90M · loan HK$53.42M · min. income ≈ HK$517,820/mo (50% DSR)
Upfront cash ≈ HK$26.14M (deposit + AVD stamp duty HK$3,243,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,038
−HK$14,643/mo
▼ 0.25% · 3.875%
HK$278,307
−HK$7,374/mo
Today · 4.125%
HK$285,681
baseline
▲ 0.50% · 4.625%
HK$300,740
+HK$15,059/mo
Deposit HK$22.90M · loan HK$53.42M · min. income ≈ HK$571,362/mo (50% DSR)
Upfront cash ≈ HK$26.14M (deposit + AVD stamp duty HK$3,243,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,241
−HK$19,643/mo
▼ 0.25% · 3.875%
HK$322,984
−HK$9,900/mo
Today · 4.125%
HK$332,884
baseline
▲ 0.50% · 4.625%
HK$353,139
+HK$20,255/mo
Deposit HK$7.63M · loan HK$68.69M · min. income ≈ HK$665,768/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$3,243,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,477
−HK$18,827/mo
▼ 0.25% · 3.875%
HK$357,823
−HK$9,481/mo
Today · 4.125%
HK$367,304
baseline
▲ 0.50% · 4.625%
HK$386,666
+HK$19,362/mo
Deposit HK$7.63M · loan HK$68.69M · min. income ≈ HK$734,608/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$3,243,479 · Scale 2, in force from 26 Feb 2026)