LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,407
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$17,949
−HK$550/mo
Today · 4.125%
HK$18,499
baseline
▲ 0.50% · 4.625%
HK$19,624
+HK$1,125/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$36,998/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,365
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$19,885
−HK$527/mo
Today · 4.125%
HK$20,412
baseline
▲ 0.50% · 4.625%
HK$21,488
+HK$1,076/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$40,824/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,889
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,538
−HK$661/mo
Today · 4.125%
HK$22,199
baseline
▲ 0.50% · 4.625%
HK$23,549
+HK$1,350/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$44,398/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$229,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,238
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,862
−HK$632/mo
Today · 4.125%
HK$24,494
baseline
▲ 0.50% · 4.625%
HK$25,785
+HK$1,291/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$48,988/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$229,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,370
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,128
−HK$770/mo
Today · 4.125%
HK$25,898
baseline
▲ 0.50% · 4.625%
HK$27,474
+HK$1,576/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$51,796/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,112
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,839
−HK$737/mo
Today · 4.125%
HK$28,576
baseline
▲ 0.50% · 4.625%
HK$30,083
+HK$1,507/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$57,152/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,333
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,308
−HK$990/mo
Today · 4.125%
HK$33,298
baseline
▲ 0.50% · 4.625%
HK$35,324
+HK$2,026/mo
Deposit HK$763K · loan HK$6.87M · min. income ≈ HK$66,596/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$229,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,858
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,793
−HK$948/mo
Today · 4.125%
HK$36,741
baseline
▲ 0.50% · 4.625%
HK$38,678
+HK$1,937/mo
Deposit HK$763K · loan HK$6.87M · min. income ≈ HK$73,482/mo (50% DSR)
Upfront cash ≈ HK$992K (deposit + AVD stamp duty HK$229,018 · Scale 2, in force from 26 Feb 2026)