LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,411
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$17,953
−HK$550/mo
Today · 4.125%
HK$18,503
baseline
▲ 0.50% · 4.625%
HK$19,629
+HK$1,126/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$37,006/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,370
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$19,890
−HK$527/mo
Today · 4.125%
HK$20,417
baseline
▲ 0.50% · 4.625%
HK$21,493
+HK$1,076/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$40,834/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,894
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,544
−HK$660/mo
Today · 4.125%
HK$22,204
baseline
▲ 0.50% · 4.625%
HK$23,555
+HK$1,351/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$44,408/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$229,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,244
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,867
−HK$633/mo
Today · 4.125%
HK$24,500
baseline
▲ 0.50% · 4.625%
HK$25,791
+HK$1,291/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$49,000/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$229,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,376
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,134
−HK$771/mo
Today · 4.125%
HK$25,905
baseline
▲ 0.50% · 4.625%
HK$27,481
+HK$1,576/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$51,810/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,118
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,845
−HK$738/mo
Today · 4.125%
HK$28,583
baseline
▲ 0.50% · 4.625%
HK$30,090
+HK$1,507/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$57,166/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,341
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,315
−HK$991/mo
Today · 4.125%
HK$33,306
baseline
▲ 0.50% · 4.625%
HK$35,333
+HK$2,027/mo
Deposit HK$764K · loan HK$6.87M · min. income ≈ HK$66,612/mo (50% DSR)
Upfront cash ≈ HK$993K (deposit + AVD stamp duty HK$229,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,866
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,801
−HK$949/mo
Today · 4.125%
HK$36,750
baseline
▲ 0.50% · 4.625%
HK$38,687
+HK$1,937/mo
Deposit HK$764K · loan HK$6.87M · min. income ≈ HK$73,500/mo (50% DSR)
Upfront cash ≈ HK$993K (deposit + AVD stamp duty HK$229,073 · Scale 2, in force from 26 Feb 2026)