LTV · monthly repayment
▼ 0.50% · 3.625%
HK$174,132
−HK$10,920/mo
▼ 0.25% · 3.875%
HK$179,549
−HK$5,503/mo
Today · 4.125%
HK$185,052
baseline
▲ 0.50% · 4.625%
HK$196,312
+HK$11,260/mo
Deposit HK$38.18M · loan HK$38.18M · min. income ≈ HK$370,104/mo (50% DSR)
Upfront cash ≈ HK$41.43M (deposit + AVD stamp duty HK$3,245,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,721
−HK$10,466/mo
▼ 0.25% · 3.875%
HK$198,916
−HK$5,271/mo
Today · 4.125%
HK$204,187
baseline
▲ 0.50% · 4.625%
HK$214,950
+HK$10,763/mo
Deposit HK$38.18M · loan HK$38.18M · min. income ≈ HK$408,374/mo (50% DSR)
Upfront cash ≈ HK$41.43M (deposit + AVD stamp duty HK$3,245,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,959
−HK$13,103/mo
▼ 0.25% · 3.875%
HK$215,459
−HK$6,603/mo
Today · 4.125%
HK$222,062
baseline
▲ 0.50% · 4.625%
HK$235,574
+HK$13,512/mo
Deposit HK$30.55M · loan HK$45.82M · min. income ≈ HK$444,124/mo (50% DSR)
Upfront cash ≈ HK$33.79M (deposit + AVD stamp duty HK$3,245,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,465
−HK$12,559/mo
▼ 0.25% · 3.875%
HK$238,699
−HK$6,325/mo
Today · 4.125%
HK$245,024
baseline
▲ 0.50% · 4.625%
HK$257,940
+HK$12,916/mo
Deposit HK$30.55M · loan HK$45.82M · min. income ≈ HK$490,048/mo (50% DSR)
Upfront cash ≈ HK$33.79M (deposit + AVD stamp duty HK$3,245,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,785
−HK$15,288/mo
▼ 0.25% · 3.875%
HK$251,368
−HK$7,705/mo
Today · 4.125%
HK$259,073
baseline
▲ 0.50% · 4.625%
HK$274,837
+HK$15,764/mo
Deposit HK$22.91M · loan HK$53.46M · min. income ≈ HK$518,146/mo (50% DSR)
Upfront cash ≈ HK$26.16M (deposit + AVD stamp duty HK$3,245,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,209
−HK$14,652/mo
▼ 0.25% · 3.875%
HK$278,482
−HK$7,379/mo
Today · 4.125%
HK$285,861
baseline
▲ 0.50% · 4.625%
HK$300,929
+HK$15,068/mo
Deposit HK$22.91M · loan HK$53.46M · min. income ≈ HK$571,722/mo (50% DSR)
Upfront cash ≈ HK$26.16M (deposit + AVD stamp duty HK$3,245,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,438
−HK$19,656/mo
▼ 0.25% · 3.875%
HK$323,188
−HK$9,906/mo
Today · 4.125%
HK$333,094
baseline
▲ 0.50% · 4.625%
HK$353,362
+HK$20,268/mo
Deposit HK$7.64M · loan HK$68.73M · min. income ≈ HK$666,188/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$3,245,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,697
−HK$18,839/mo
▼ 0.25% · 3.875%
HK$358,049
−HK$9,487/mo
Today · 4.125%
HK$367,536
baseline
▲ 0.50% · 4.625%
HK$386,909
+HK$19,373/mo
Deposit HK$7.64M · loan HK$68.73M · min. income ≈ HK$735,072/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$3,245,524 · Scale 2, in force from 26 Feb 2026)