LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,414
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$17,955
−HK$551/mo
Today · 4.125%
HK$18,506
baseline
▲ 0.50% · 4.625%
HK$19,632
+HK$1,126/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$37,012/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,373
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$19,892
−HK$527/mo
Today · 4.125%
HK$20,419
baseline
▲ 0.50% · 4.625%
HK$21,496
+HK$1,077/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$40,838/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,897
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,547
−HK$660/mo
Today · 4.125%
HK$22,207
baseline
▲ 0.50% · 4.625%
HK$23,558
+HK$1,351/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$44,414/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$229,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,247
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,871
−HK$632/mo
Today · 4.125%
HK$24,503
baseline
▲ 0.50% · 4.625%
HK$25,795
+HK$1,292/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$49,006/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$229,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,379
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,138
−HK$770/mo
Today · 4.125%
HK$25,908
baseline
▲ 0.50% · 4.625%
HK$27,485
+HK$1,577/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$51,816/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,122
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,849
−HK$738/mo
Today · 4.125%
HK$28,587
baseline
▲ 0.50% · 4.625%
HK$30,094
+HK$1,507/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$57,174/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,345
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,320
−HK$990/mo
Today · 4.125%
HK$33,310
baseline
▲ 0.50% · 4.625%
HK$35,337
+HK$2,027/mo
Deposit HK$764K · loan HK$6.87M · min. income ≈ HK$66,620/mo (50% DSR)
Upfront cash ≈ HK$993K (deposit + AVD stamp duty HK$229,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,871
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,806
−HK$949/mo
Today · 4.125%
HK$36,755
baseline
▲ 0.50% · 4.625%
HK$38,692
+HK$1,937/mo
Deposit HK$764K · loan HK$6.87M · min. income ≈ HK$73,510/mo (50% DSR)
Upfront cash ≈ HK$993K (deposit + AVD stamp duty HK$229,103 · Scale 2, in force from 26 Feb 2026)