LTV · monthly repayment
▼ 0.50% · 3.625%
HK$174,148
−HK$10,920/mo
▼ 0.25% · 3.875%
HK$179,565
−HK$5,503/mo
Today · 4.125%
HK$185,068
baseline
▲ 0.50% · 4.625%
HK$196,329
+HK$11,261/mo
Deposit HK$38.19M · loan HK$38.19M · min. income ≈ HK$370,136/mo (50% DSR)
Upfront cash ≈ HK$41.43M (deposit + AVD stamp duty HK$3,245,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,737
−HK$10,468/mo
▼ 0.25% · 3.875%
HK$198,933
−HK$5,272/mo
Today · 4.125%
HK$204,205
baseline
▲ 0.50% · 4.625%
HK$214,968
+HK$10,763/mo
Deposit HK$38.19M · loan HK$38.19M · min. income ≈ HK$408,410/mo (50% DSR)
Upfront cash ≈ HK$41.43M (deposit + AVD stamp duty HK$3,245,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,977
−HK$13,105/mo
▼ 0.25% · 3.875%
HK$215,478
−HK$6,604/mo
Today · 4.125%
HK$222,082
baseline
▲ 0.50% · 4.625%
HK$235,595
+HK$13,513/mo
Deposit HK$30.55M · loan HK$45.82M · min. income ≈ HK$444,164/mo (50% DSR)
Upfront cash ≈ HK$33.79M (deposit + AVD stamp duty HK$3,245,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,485
−HK$12,560/mo
▼ 0.25% · 3.875%
HK$238,720
−HK$6,325/mo
Today · 4.125%
HK$245,045
baseline
▲ 0.50% · 4.625%
HK$257,962
+HK$12,917/mo
Deposit HK$30.55M · loan HK$45.82M · min. income ≈ HK$490,090/mo (50% DSR)
Upfront cash ≈ HK$33.79M (deposit + AVD stamp duty HK$3,245,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,807
−HK$15,289/mo
▼ 0.25% · 3.875%
HK$251,390
−HK$7,706/mo
Today · 4.125%
HK$259,096
baseline
▲ 0.50% · 4.625%
HK$274,861
+HK$15,765/mo
Deposit HK$22.91M · loan HK$53.46M · min. income ≈ HK$518,192/mo (50% DSR)
Upfront cash ≈ HK$26.16M (deposit + AVD stamp duty HK$3,245,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,232
−HK$14,654/mo
▼ 0.25% · 3.875%
HK$278,507
−HK$7,379/mo
Today · 4.125%
HK$285,886
baseline
▲ 0.50% · 4.625%
HK$300,956
+HK$15,070/mo
Deposit HK$22.91M · loan HK$53.46M · min. income ≈ HK$571,772/mo (50% DSR)
Upfront cash ≈ HK$26.16M (deposit + AVD stamp duty HK$3,245,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,466
−HK$19,657/mo
▼ 0.25% · 3.875%
HK$323,216
−HK$9,907/mo
Today · 4.125%
HK$333,123
baseline
▲ 0.50% · 4.625%
HK$353,393
+HK$20,270/mo
Deposit HK$7.64M · loan HK$68.73M · min. income ≈ HK$666,246/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$3,245,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,727
−HK$18,841/mo
▼ 0.25% · 3.875%
HK$358,080
−HK$9,488/mo
Today · 4.125%
HK$367,568
baseline
▲ 0.50% · 4.625%
HK$386,943
+HK$19,375/mo
Deposit HK$7.64M · loan HK$68.73M · min. income ≈ HK$735,136/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$3,245,808 · Scale 2, in force from 26 Feb 2026)