LTV · monthly repayment
▼ 0.50% · 3.625%
HK$174,237
−HK$10,926/mo
▼ 0.25% · 3.875%
HK$179,657
−HK$5,506/mo
Today · 4.125%
HK$185,163
baseline
▲ 0.50% · 4.625%
HK$196,430
+HK$11,267/mo
Deposit HK$38.21M · loan HK$38.21M · min. income ≈ HK$370,326/mo (50% DSR)
Upfront cash ≈ HK$41.45M (deposit + AVD stamp duty HK$3,247,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,837
−HK$10,472/mo
▼ 0.25% · 3.875%
HK$199,035
−HK$5,274/mo
Today · 4.125%
HK$204,309
baseline
▲ 0.50% · 4.625%
HK$215,079
+HK$10,770/mo
Deposit HK$38.21M · loan HK$38.21M · min. income ≈ HK$408,618/mo (50% DSR)
Upfront cash ≈ HK$41.45M (deposit + AVD stamp duty HK$3,247,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,084
−HK$13,112/mo
▼ 0.25% · 3.875%
HK$215,588
−HK$6,608/mo
Today · 4.125%
HK$222,196
baseline
▲ 0.50% · 4.625%
HK$235,716
+HK$13,520/mo
Deposit HK$30.56M · loan HK$45.85M · min. income ≈ HK$444,392/mo (50% DSR)
Upfront cash ≈ HK$33.81M (deposit + AVD stamp duty HK$3,247,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,604
−HK$12,567/mo
▼ 0.25% · 3.875%
HK$238,843
−HK$6,328/mo
Today · 4.125%
HK$245,171
baseline
▲ 0.50% · 4.625%
HK$258,094
+HK$12,923/mo
Deposit HK$30.56M · loan HK$45.85M · min. income ≈ HK$490,342/mo (50% DSR)
Upfront cash ≈ HK$33.81M (deposit + AVD stamp duty HK$3,247,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,932
−HK$15,296/mo
▼ 0.25% · 3.875%
HK$251,519
−HK$7,709/mo
Today · 4.125%
HK$259,228
baseline
▲ 0.50% · 4.625%
HK$275,002
+HK$15,774/mo
Deposit HK$22.92M · loan HK$53.49M · min. income ≈ HK$518,456/mo (50% DSR)
Upfront cash ≈ HK$26.17M (deposit + AVD stamp duty HK$3,247,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,372
−HK$14,661/mo
▼ 0.25% · 3.875%
HK$278,650
−HK$7,383/mo
Today · 4.125%
HK$286,033
baseline
▲ 0.50% · 4.625%
HK$301,110
+HK$15,077/mo
Deposit HK$22.92M · loan HK$53.49M · min. income ≈ HK$572,066/mo (50% DSR)
Upfront cash ≈ HK$26.17M (deposit + AVD stamp duty HK$3,247,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,626
−HK$19,668/mo
▼ 0.25% · 3.875%
HK$323,382
−HK$9,912/mo
Today · 4.125%
HK$333,294
baseline
▲ 0.50% · 4.625%
HK$353,574
+HK$20,280/mo
Deposit HK$7.64M · loan HK$68.77M · min. income ≈ HK$666,588/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$3,247,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,906
−HK$18,851/mo
▼ 0.25% · 3.875%
HK$358,264
−HK$9,493/mo
Today · 4.125%
HK$367,757
baseline
▲ 0.50% · 4.625%
HK$387,142
+HK$19,385/mo
Deposit HK$7.64M · loan HK$68.77M · min. income ≈ HK$735,514/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$3,247,473 · Scale 2, in force from 26 Feb 2026)