LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,428
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$17,970
−HK$550/mo
Today · 4.125%
HK$18,520
baseline
▲ 0.50% · 4.625%
HK$19,647
+HK$1,127/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$37,040/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,388
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$19,908
−HK$527/mo
Today · 4.125%
HK$20,435
baseline
▲ 0.50% · 4.625%
HK$21,513
+HK$1,078/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$40,870/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,913
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,564
−HK$661/mo
Today · 4.125%
HK$22,225
baseline
▲ 0.50% · 4.625%
HK$23,577
+HK$1,352/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$44,450/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,266
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,890
−HK$633/mo
Today · 4.125%
HK$24,523
baseline
▲ 0.50% · 4.625%
HK$25,815
+HK$1,292/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$49,046/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,399
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,158
−HK$771/mo
Today · 4.125%
HK$25,929
baseline
▲ 0.50% · 4.625%
HK$27,506
+HK$1,577/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$51,858/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,143
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,871
−HK$739/mo
Today · 4.125%
HK$28,610
baseline
▲ 0.50% · 4.625%
HK$30,118
+HK$1,508/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$57,220/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,370
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,345
−HK$992/mo
Today · 4.125%
HK$33,337
baseline
▲ 0.50% · 4.625%
HK$35,365
+HK$2,028/mo
Deposit HK$764K · loan HK$6.88M · min. income ≈ HK$66,674/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$229,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,898
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,834
−HK$950/mo
Today · 4.125%
HK$36,784
baseline
▲ 0.50% · 4.625%
HK$38,723
+HK$1,939/mo
Deposit HK$764K · loan HK$6.88M · min. income ≈ HK$73,568/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$229,285 · Scale 2, in force from 26 Feb 2026)