LTV · monthly repayment
▼ 0.50% · 3.625%
HK$174,277
−HK$10,929/mo
▼ 0.25% · 3.875%
HK$179,698
−HK$5,508/mo
Today · 4.125%
HK$185,206
baseline
▲ 0.50% · 4.625%
HK$196,475
+HK$11,269/mo
Deposit HK$38.21M · loan HK$38.21M · min. income ≈ HK$370,412/mo (50% DSR)
Upfront cash ≈ HK$41.46M (deposit + AVD stamp duty HK$3,248,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,882
−HK$10,475/mo
▼ 0.25% · 3.875%
HK$199,082
−HK$5,275/mo
Today · 4.125%
HK$204,357
baseline
▲ 0.50% · 4.625%
HK$215,128
+HK$10,771/mo
Deposit HK$38.21M · loan HK$38.21M · min. income ≈ HK$408,714/mo (50% DSR)
Upfront cash ≈ HK$41.46M (deposit + AVD stamp duty HK$3,248,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,133
−HK$13,114/mo
▼ 0.25% · 3.875%
HK$215,638
−HK$6,609/mo
Today · 4.125%
HK$222,247
baseline
▲ 0.50% · 4.625%
HK$235,770
+HK$13,523/mo
Deposit HK$30.57M · loan HK$45.86M · min. income ≈ HK$444,494/mo (50% DSR)
Upfront cash ≈ HK$33.82M (deposit + AVD stamp duty HK$3,248,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,658
−HK$12,570/mo
▼ 0.25% · 3.875%
HK$238,898
−HK$6,330/mo
Today · 4.125%
HK$245,228
baseline
▲ 0.50% · 4.625%
HK$258,154
+HK$12,926/mo
Deposit HK$30.57M · loan HK$45.86M · min. income ≈ HK$490,456/mo (50% DSR)
Upfront cash ≈ HK$33.82M (deposit + AVD stamp duty HK$3,248,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,988
−HK$15,300/mo
▼ 0.25% · 3.875%
HK$251,578
−HK$7,710/mo
Today · 4.125%
HK$259,288
baseline
▲ 0.50% · 4.625%
HK$275,065
+HK$15,777/mo
Deposit HK$22.93M · loan HK$53.50M · min. income ≈ HK$518,576/mo (50% DSR)
Upfront cash ≈ HK$26.18M (deposit + AVD stamp duty HK$3,248,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,434
−HK$14,665/mo
▼ 0.25% · 3.875%
HK$278,714
−HK$7,385/mo
Today · 4.125%
HK$286,099
baseline
▲ 0.50% · 4.625%
HK$301,180
+HK$15,081/mo
Deposit HK$22.93M · loan HK$53.50M · min. income ≈ HK$572,198/mo (50% DSR)
Upfront cash ≈ HK$26.18M (deposit + AVD stamp duty HK$3,248,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,699
−HK$19,672/mo
▼ 0.25% · 3.875%
HK$323,457
−HK$9,914/mo
Today · 4.125%
HK$333,371
baseline
▲ 0.50% · 4.625%
HK$353,656
+HK$20,285/mo
Deposit HK$7.64M · loan HK$68.79M · min. income ≈ HK$666,742/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$3,248,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$348,987
−HK$18,855/mo
▼ 0.25% · 3.875%
HK$358,347
−HK$9,495/mo
Today · 4.125%
HK$367,842
baseline
▲ 0.50% · 4.625%
HK$387,231
+HK$19,389/mo
Deposit HK$7.64M · loan HK$68.79M · min. income ≈ HK$735,684/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$3,248,224 · Scale 2, in force from 26 Feb 2026)