LTV · monthly repayment
▼ 0.50% · 3.625%
HK$174,320
−HK$10,931/mo
▼ 0.25% · 3.875%
HK$179,742
−HK$5,509/mo
Today · 4.125%
HK$185,251
baseline
▲ 0.50% · 4.625%
HK$196,523
+HK$11,272/mo
Deposit HK$38.22M · loan HK$38.22M · min. income ≈ HK$370,502/mo (50% DSR)
Upfront cash ≈ HK$41.47M (deposit + AVD stamp duty HK$3,249,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,929
−HK$10,477/mo
▼ 0.25% · 3.875%
HK$199,130
−HK$5,276/mo
Today · 4.125%
HK$204,406
baseline
▲ 0.50% · 4.625%
HK$215,181
+HK$10,775/mo
Deposit HK$38.22M · loan HK$38.22M · min. income ≈ HK$408,812/mo (50% DSR)
Upfront cash ≈ HK$41.47M (deposit + AVD stamp duty HK$3,249,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,184
−HK$13,117/mo
▼ 0.25% · 3.875%
HK$215,690
−HK$6,611/mo
Today · 4.125%
HK$222,301
baseline
▲ 0.50% · 4.625%
HK$235,828
+HK$13,527/mo
Deposit HK$30.58M · loan HK$45.87M · min. income ≈ HK$444,602/mo (50% DSR)
Upfront cash ≈ HK$33.83M (deposit + AVD stamp duty HK$3,249,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,715
−HK$12,573/mo
▼ 0.25% · 3.875%
HK$238,956
−HK$6,332/mo
Today · 4.125%
HK$245,288
baseline
▲ 0.50% · 4.625%
HK$258,217
+HK$12,929/mo
Deposit HK$30.58M · loan HK$45.87M · min. income ≈ HK$490,576/mo (50% DSR)
Upfront cash ≈ HK$33.83M (deposit + AVD stamp duty HK$3,249,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,048
−HK$15,304/mo
▼ 0.25% · 3.875%
HK$251,639
−HK$7,713/mo
Today · 4.125%
HK$259,352
baseline
▲ 0.50% · 4.625%
HK$275,132
+HK$15,780/mo
Deposit HK$22.93M · loan HK$53.51M · min. income ≈ HK$518,704/mo (50% DSR)
Upfront cash ≈ HK$26.18M (deposit + AVD stamp duty HK$3,249,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,500
−HK$14,669/mo
▼ 0.25% · 3.875%
HK$278,782
−HK$7,387/mo
Today · 4.125%
HK$286,169
baseline
▲ 0.50% · 4.625%
HK$301,253
+HK$15,084/mo
Deposit HK$22.93M · loan HK$53.51M · min. income ≈ HK$572,338/mo (50% DSR)
Upfront cash ≈ HK$26.18M (deposit + AVD stamp duty HK$3,249,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,775
−HK$19,677/mo
▼ 0.25% · 3.875%
HK$323,536
−HK$9,916/mo
Today · 4.125%
HK$333,452
baseline
▲ 0.50% · 4.625%
HK$353,742
+HK$20,290/mo
Deposit HK$7.64M · loan HK$68.80M · min. income ≈ HK$666,904/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$3,249,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$349,072
−HK$18,859/mo
▼ 0.25% · 3.875%
HK$358,434
−HK$9,497/mo
Today · 4.125%
HK$367,931
baseline
▲ 0.50% · 4.625%
HK$387,325
+HK$19,394/mo
Deposit HK$7.64M · loan HK$68.80M · min. income ≈ HK$735,862/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$3,249,015 · Scale 2, in force from 26 Feb 2026)