LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,433
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$17,975
−HK$551/mo
Today · 4.125%
HK$18,526
baseline
▲ 0.50% · 4.625%
HK$19,653
+HK$1,127/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$37,052/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,394
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$19,914
−HK$527/mo
Today · 4.125%
HK$20,441
baseline
▲ 0.50% · 4.625%
HK$21,519
+HK$1,078/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$40,882/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,919
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,570
−HK$661/mo
Today · 4.125%
HK$22,231
baseline
▲ 0.50% · 4.625%
HK$23,584
+HK$1,353/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$44,462/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,272
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,896
−HK$634/mo
Today · 4.125%
HK$24,530
baseline
▲ 0.50% · 4.625%
HK$25,823
+HK$1,293/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$49,060/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,406
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,165
−HK$771/mo
Today · 4.125%
HK$25,936
baseline
▲ 0.50% · 4.625%
HK$27,514
+HK$1,578/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$51,872/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,151
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,879
−HK$739/mo
Today · 4.125%
HK$28,618
baseline
▲ 0.50% · 4.625%
HK$30,126
+HK$1,508/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$57,236/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,379
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,355
−HK$991/mo
Today · 4.125%
HK$33,346
baseline
▲ 0.50% · 4.625%
HK$35,375
+HK$2,029/mo
Deposit HK$764K · loan HK$6.88M · min. income ≈ HK$66,692/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$229,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,908
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,845
−HK$949/mo
Today · 4.125%
HK$36,794
baseline
▲ 0.50% · 4.625%
HK$38,734
+HK$1,940/mo
Deposit HK$764K · loan HK$6.88M · min. income ≈ HK$73,588/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$229,351 · Scale 2, in force from 26 Feb 2026)