LTV · monthly repayment
▼ 0.50% · 3.625%
HK$17,436
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$17,978
−HK$551/mo
Today · 4.125%
HK$18,529
baseline
▲ 0.50% · 4.625%
HK$19,657
+HK$1,128/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$37,058/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,397
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$19,917
−HK$528/mo
Today · 4.125%
HK$20,445
baseline
▲ 0.50% · 4.625%
HK$21,523
+HK$1,078/mo
Deposit HK$3.82M · loan HK$3.82M · min. income ≈ HK$40,890/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$229,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,923
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,574
−HK$661/mo
Today · 4.125%
HK$22,235
baseline
▲ 0.50% · 4.625%
HK$23,588
+HK$1,353/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$44,470/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,277
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,901
−HK$633/mo
Today · 4.125%
HK$24,534
baseline
▲ 0.50% · 4.625%
HK$25,827
+HK$1,293/mo
Deposit HK$3.06M · loan HK$4.59M · min. income ≈ HK$49,068/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$229,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,410
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$25,169
−HK$772/mo
Today · 4.125%
HK$25,941
baseline
▲ 0.50% · 4.625%
HK$27,519
+HK$1,578/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$51,882/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,156
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,884
−HK$739/mo
Today · 4.125%
HK$28,623
baseline
▲ 0.50% · 4.625%
HK$30,132
+HK$1,509/mo
Deposit HK$2.29M · loan HK$5.35M · min. income ≈ HK$57,246/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$229,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,385
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,361
−HK$992/mo
Today · 4.125%
HK$33,353
baseline
▲ 0.50% · 4.625%
HK$35,382
+HK$2,029/mo
Deposit HK$765K · loan HK$6.88M · min. income ≈ HK$66,706/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$229,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,915
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,851
−HK$950/mo
Today · 4.125%
HK$36,801
baseline
▲ 0.50% · 4.625%
HK$38,741
+HK$1,940/mo
Deposit HK$765K · loan HK$6.88M · min. income ≈ HK$73,602/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$229,394 · Scale 2, in force from 26 Feb 2026)