LTV · monthly repayment
▼ 0.50% · 3.625%
HK$174,396
−HK$10,936/mo
▼ 0.25% · 3.875%
HK$179,821
−HK$5,511/mo
Today · 4.125%
HK$185,332
baseline
▲ 0.50% · 4.625%
HK$196,609
+HK$11,277/mo
Deposit HK$38.24M · loan HK$38.24M · min. income ≈ HK$370,664/mo (50% DSR)
Upfront cash ≈ HK$41.49M (deposit + AVD stamp duty HK$3,250,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,014
−HK$10,482/mo
▼ 0.25% · 3.875%
HK$199,217
−HK$5,279/mo
Today · 4.125%
HK$204,496
baseline
▲ 0.50% · 4.625%
HK$215,275
+HK$10,779/mo
Deposit HK$38.24M · loan HK$38.24M · min. income ≈ HK$408,992/mo (50% DSR)
Upfront cash ≈ HK$41.49M (deposit + AVD stamp duty HK$3,250,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,275
−HK$13,123/mo
▼ 0.25% · 3.875%
HK$215,785
−HK$6,613/mo
Today · 4.125%
HK$222,398
baseline
▲ 0.50% · 4.625%
HK$235,931
+HK$13,533/mo
Deposit HK$30.59M · loan HK$45.89M · min. income ≈ HK$444,796/mo (50% DSR)
Upfront cash ≈ HK$33.84M (deposit + AVD stamp duty HK$3,250,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,816
−HK$12,579/mo
▼ 0.25% · 3.875%
HK$239,060
−HK$6,335/mo
Today · 4.125%
HK$245,395
baseline
▲ 0.50% · 4.625%
HK$258,330
+HK$12,935/mo
Deposit HK$30.59M · loan HK$45.89M · min. income ≈ HK$490,790/mo (50% DSR)
Upfront cash ≈ HK$33.84M (deposit + AVD stamp duty HK$3,250,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,154
−HK$15,311/mo
▼ 0.25% · 3.875%
HK$251,749
−HK$7,716/mo
Today · 4.125%
HK$259,465
baseline
▲ 0.50% · 4.625%
HK$275,253
+HK$15,788/mo
Deposit HK$22.94M · loan HK$53.54M · min. income ≈ HK$518,930/mo (50% DSR)
Upfront cash ≈ HK$26.19M (deposit + AVD stamp duty HK$3,250,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,619
−HK$14,675/mo
▼ 0.25% · 3.875%
HK$278,904
−HK$7,390/mo
Today · 4.125%
HK$286,294
baseline
▲ 0.50% · 4.625%
HK$301,385
+HK$15,091/mo
Deposit HK$22.94M · loan HK$53.54M · min. income ≈ HK$572,588/mo (50% DSR)
Upfront cash ≈ HK$26.19M (deposit + AVD stamp duty HK$3,250,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,913
−HK$19,685/mo
▼ 0.25% · 3.875%
HK$323,677
−HK$9,921/mo
Today · 4.125%
HK$333,598
baseline
▲ 0.50% · 4.625%
HK$353,896
+HK$20,298/mo
Deposit HK$7.65M · loan HK$68.83M · min. income ≈ HK$667,196/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$3,250,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$349,225
−HK$18,867/mo
▼ 0.25% · 3.875%
HK$358,591
−HK$9,501/mo
Today · 4.125%
HK$368,092
baseline
▲ 0.50% · 4.625%
HK$387,495
+HK$19,403/mo
Deposit HK$7.65M · loan HK$68.83M · min. income ≈ HK$736,184/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$3,250,436 · Scale 2, in force from 26 Feb 2026)