LTV · monthly repayment
▼ 0.50% · 3.625%
HK$174,410
−HK$10,937/mo
▼ 0.25% · 3.875%
HK$179,835
−HK$5,512/mo
Today · 4.125%
HK$185,347
baseline
▲ 0.50% · 4.625%
HK$196,625
+HK$11,278/mo
Deposit HK$38.24M · loan HK$38.24M · min. income ≈ HK$370,694/mo (50% DSR)
Upfront cash ≈ HK$41.49M (deposit + AVD stamp duty HK$3,250,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,029
−HK$10,483/mo
▼ 0.25% · 3.875%
HK$199,233
−HK$5,279/mo
Today · 4.125%
HK$204,512
baseline
▲ 0.50% · 4.625%
HK$215,292
+HK$10,780/mo
Deposit HK$38.24M · loan HK$38.24M · min. income ≈ HK$409,024/mo (50% DSR)
Upfront cash ≈ HK$41.49M (deposit + AVD stamp duty HK$3,250,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,292
−HK$13,124/mo
▼ 0.25% · 3.875%
HK$215,802
−HK$6,614/mo
Today · 4.125%
HK$222,416
baseline
▲ 0.50% · 4.625%
HK$235,950
+HK$13,534/mo
Deposit HK$30.59M · loan HK$45.89M · min. income ≈ HK$444,832/mo (50% DSR)
Upfront cash ≈ HK$33.85M (deposit + AVD stamp duty HK$3,250,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,835
−HK$12,579/mo
▼ 0.25% · 3.875%
HK$239,079
−HK$6,335/mo
Today · 4.125%
HK$245,414
baseline
▲ 0.50% · 4.625%
HK$258,350
+HK$12,936/mo
Deposit HK$30.59M · loan HK$45.89M · min. income ≈ HK$490,828/mo (50% DSR)
Upfront cash ≈ HK$33.85M (deposit + AVD stamp duty HK$3,250,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,174
−HK$15,312/mo
▼ 0.25% · 3.875%
HK$251,769
−HK$7,717/mo
Today · 4.125%
HK$259,486
baseline
▲ 0.50% · 4.625%
HK$275,275
+HK$15,789/mo
Deposit HK$22.95M · loan HK$53.54M · min. income ≈ HK$518,972/mo (50% DSR)
Upfront cash ≈ HK$26.20M (deposit + AVD stamp duty HK$3,250,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,641
−HK$14,676/mo
▼ 0.25% · 3.875%
HK$278,926
−HK$7,391/mo
Today · 4.125%
HK$286,317
baseline
▲ 0.50% · 4.625%
HK$301,409
+HK$15,092/mo
Deposit HK$22.95M · loan HK$53.54M · min. income ≈ HK$572,634/mo (50% DSR)
Upfront cash ≈ HK$26.20M (deposit + AVD stamp duty HK$3,250,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,938
−HK$19,686/mo
▼ 0.25% · 3.875%
HK$323,703
−HK$9,921/mo
Today · 4.125%
HK$333,624
baseline
▲ 0.50% · 4.625%
HK$353,924
+HK$20,300/mo
Deposit HK$7.65M · loan HK$68.84M · min. income ≈ HK$667,248/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$3,250,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$349,252
−HK$18,869/mo
▼ 0.25% · 3.875%
HK$358,619
−HK$9,502/mo
Today · 4.125%
HK$368,121
baseline
▲ 0.50% · 4.625%
HK$387,526
+HK$19,405/mo
Deposit HK$7.65M · loan HK$68.84M · min. income ≈ HK$736,242/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$3,250,694 · Scale 2, in force from 26 Feb 2026)